California Real Estate Models
Check out how California does for these scenarios.
5% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
Net Worth at 40 Years
- Anaheim = $6.12M
- Arden-Arcade = $6.18M
- Bakersfield = $10.13M
- Berkeley = $6.27M
- Burbank = $6.08M
- Carlsbad = $6.64M
- Chula Vista = $5.03M
- Concord = $5.30M
- Corona = $7.31M
- Costa Mesa = $6.69M
- Elk Grove = $5.01M
- Escondido = $7.11M
- Fontana = $6.32M
- Fremont = $4.70M
- Fresno = $4.67M
- Fullerton = $5.03M
- Garden Grove = $5.53M
- Hayward = $5.46M
- Huntington Beach = $15.64M
- Inglewood = $9.30M
- Irvine = $7.75M
- Lancaster = $12.06M
- Long Beach = $4.54M
- Los Angeles = $8.79M
- Modesto = $9.99M
- Moreno Valley = $6.84M
- Newport Beach = $10.37M
- Oakland = $7.93M
- Oceanside = $8.25M
- Ontario = $24.61M
- Orange = $7.16M
- Oxnard = $8.02M
- Palmdale = $8.25M
- Pasadena = $7.13M
- Pomona = $7.81M
- Rancho Cucamonga = $4.88M
- Riverside = $6.18M
- Roseville = $5.25M
- Sacramento = $20.05M
- Salinas = $8.11M
- San Bernardino = $9.33M
- San Diego = $32.43M
- San Francisco = $9.73M
- San Jose = $5.09M
- San Mateo = $8.14M
- Santa Ana = $9.22M
- Santa Barbara = $5.93M
- Santa Clara = $4.21M
- Santa Clarita = $6.49M
- Santa Monica = $7.73M
- Santa Rosa = $8.69M
- Simi Valley = $4.98M
- Stockton = $8.22M
- Sunnyvale = $5.00M
- Thousand Oaks = $8.33M
- Torrance = $5.21M
- Vallejo = $7.24M
- Ventura = $6.71M
- Visalia = $12.29M
Month First Achieved Financial Independence
- Anaheim = 70.58 Years (847 Months)
- Arden-Arcade = 56.92 Years (683 Months)
- Bakersfield = 37.17 Years (446 Months)
- Berkeley = 80.92 Years (971 Months)
- Burbank = 78.25 Years (939 Months)
- Carlsbad = 77.08 Years (925 Months)
- Chula Vista = 76.42 Years (917 Months)
- Concord = 71.67 Years (860 Months)
- Corona = 59.25 Years (711 Months)
- Costa Mesa = 75.75 Years (909 Months)
- Elk Grove = 69.92 Years (839 Months)
- Escondido = 64.58 Years (775 Months)
- Fontana = 58.25 Years (699 Months)
- Fremont = 93.25 Years (1119 Months)
- Fresno = 56.25 Years (675 Months)
- Fullerton = 80.25 Years (963 Months)
- Garden Grove = 74.33 Years (892 Months)
- Hayward = 75.67 Years (908 Months)
- Huntington Beach = 52.33 Years (628 Months)
- Inglewood = 54.25 Years (651 Months)
- Irvine = 70.08 Years (841 Months)
- Lancaster = 39.25 Years (471 Months)
- Long Beach = 81.08 Years (973 Months)
- Los Angeles = 61.83 Years (742 Months)
- Modesto = 40.25 Years (483 Months)
- Moreno Valley = 53.25 Years (639 Months)
- Newport Beach = 78.42 Years (941 Months)
- Oakland = 58.25 Years (699 Months)
- Oceanside = 59.67 Years (716 Months)
- Ontario = 19.92 Years (239 Months)
- Orange = 68.33 Years (820 Months)
- Oxnard = 57.42 Years (689 Months)
- Palmdale = 48.25 Years (579 Months)
- Pasadena = 73.25 Years (879 Months)
- Pomona = 55.25 Years (663 Months)
- Rancho Cucamonga = 75.42 Years (905 Months)
- Riverside = 63.25 Years (759 Months)
- Roseville = 68.25 Years (819 Months)
- Sacramento = 28.25 Years (339 Months)
- Salinas = 55.25 Years (663 Months)
- San Bernardino = 40.75 Years (489 Months)
- San Diego = 33.42 Years (401 Months)
- San Francisco = 61.25 Years (735 Months)
- San Jose = 86.17 Years (1034 Months)
- San Mateo = 73.25 Years (879 Months)
- Santa Ana = 54.25 Years (651 Months)
- Santa Barbara = 74.83 Years (898 Months)
- Santa Clara = 86.42 Years (1037 Months)
- Santa Clarita = 66.58 Years (799 Months)
- Santa Monica = 75.92 Years (911 Months)
- Santa Rosa = 55.25 Years (663 Months)
- Simi Valley = 76.25 Years (915 Months)
- Stockton = 46.50 Years (558 Months)
- Sunnyvale = 80.17 Years (962 Months)
- Thousand Oaks = 62.25 Years (747 Months)
- Torrance = 85.25 Years (1023 Months)
- Vallejo = 54.25 Years (651 Months)
- Ventura = 66.25 Years (795 Months)
- Visalia = 33.25 Years (399 Months)
5% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
Net Worth at 40 Years
- Anaheim = $8.26M
- Arden-Arcade = $8.15M
- Bakersfield = $13.88M
- Berkeley = $8.13M
- Burbank = $8.05M
- Carlsbad = $8.96M
- Chula Vista = $6.61M
- Concord = $6.97M
- Corona = $10.15M
- Costa Mesa = $9.09M
- Elk Grove = $6.71M
- Escondido = $9.78M
- Fontana = $8.39M
- Fremont = $5.83M
- Fresno = $5.77M
- Fullerton = $6.49M
- Garden Grove = $7.34M
- Hayward = $7.35M
- Huntington Beach = $24.47M
- Inglewood = $13.69M
- Irvine = $11.12M
- Lancaster = $16.21M
- Long Beach = $5.75M
- Los Angeles = $12.38M
- Modesto = $13.17M
- Moreno Valley = $9.11M
- Newport Beach = $14.03M
- Oakland = $11.28M
- Oceanside = $11.94M
- Ontario = $30.56M
- Orange = $9.97M
- Oxnard = $11.43M
- Palmdale = $12.10M
- Pasadena = $9.94M
- Pomona = $10.91M
- Rancho Cucamonga = $6.48M
- Riverside = $8.35M
- Roseville = $6.93M
- Sacramento = $29.13M
- Salinas = $11.57M
- San Bernardino = $12.30M
- San Diego = $44.67M
- San Francisco = $13.67M
- San Jose = $6.53M
- San Mateo = $11.33M
- Santa Ana = $12.96M
- Santa Barbara = $6.61M
- Santa Clara = $4.61M
- Santa Clarita = $9.06M
- Santa Monica = $8.98M
- Santa Rosa = $12.42M
- Simi Valley = $6.40M
- Stockton = $11.47M
- Sunnyvale = $5.54M
- Thousand Oaks = $11.88M
- Torrance = $6.67M
- Vallejo = $10.04M
- Ventura = $9.20M
- Visalia = $16.85M
Month First Achieved Financial Independence
- Anaheim = 61.25 Years (735 Months)
- Arden-Arcade = 49.67 Years (596 Months)
- Bakersfield = 31.25 Years (375 Months)
- Berkeley = 71.42 Years (857 Months)
- Burbank = 66.50 Years (798 Months)
- Carlsbad = 67.17 Years (806 Months)
- Chula Vista = 67.00 Years (804 Months)
- Concord = 61.25 Years (735 Months)
- Corona = 51.25 Years (615 Months)
- Costa Mesa = 65.25 Years (783 Months)
- Elk Grove = 61.83 Years (742 Months)
- Escondido = 54.25 Years (651 Months)
- Fontana = 51.25 Years (615 Months)
- Fremont = 80.33 Years (964 Months)
- Fresno = 50.58 Years (607 Months)
- Fullerton = 71.08 Years (853 Months)
- Garden Grove = 65.42 Years (785 Months)
- Hayward = 66.75 Years (801 Months)
- Huntington Beach = 43.25 Years (519 Months)
- Inglewood = 46.33 Years (556 Months)
- Irvine = 58.25 Years (699 Months)
- Lancaster = 32.25 Years (387 Months)
- Long Beach = 70.50 Years (846 Months)
- Los Angeles = 53.25 Years (639 Months)
- Modesto = 34.25 Years (411 Months)
- Moreno Valley = 46.75 Years (561 Months)
- Newport Beach = 67.42 Years (809 Months)
- Oakland = 50.25 Years (603 Months)
- Oceanside = 50.25 Years (603 Months)
- Ontario = 14.92 Years (179 Months)
- Orange = 57.50 Years (690 Months)
- Oxnard = 48.92 Years (587 Months)
- Palmdale = 41.33 Years (496 Months)
- Pasadena = 62.92 Years (755 Months)
- Pomona = 47.50 Years (570 Months)
- Rancho Cucamonga = 66.08 Years (793 Months)
- Riverside = 52.83 Years (634 Months)
- Roseville = 60.25 Years (723 Months)
- Sacramento = 19.25 Years (231 Months)
- Salinas = 46.25 Years (555 Months)
- San Bernardino = 34.25 Years (411 Months)
- San Diego = 25.33 Years (304 Months)
- San Francisco = 54.25 Years (651 Months)
- San Jose = 75.08 Years (901 Months)
- San Mateo = 61.25 Years (735 Months)
- Santa Ana = 47.25 Years (567 Months)
- Santa Barbara = 87.92 Years (1055 Months)
- Santa Clara = 83.17 Years (998 Months)
- Santa Clarita = 57.08 Years (685 Months)
- Santa Monica = 84.50 Years (1014 Months)
- Santa Rosa = 47.25 Years (567 Months)
- Simi Valley = 67.08 Years (805 Months)
- Stockton = 41.25 Years (495 Months)
- Sunnyvale = 76.25 Years (915 Months)
- Thousand Oaks = 53.25 Years (639 Months)
- Torrance = 74.25 Years (891 Months)
- Vallejo = 47.25 Years (567 Months)
- Ventura = 56.42 Years (677 Months)
- Visalia = 26.17 Years (314 Months)
10% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
Net Worth at 40 Years
- Anaheim = $4.79M
- Arden-Arcade = $5.03M
- Bakersfield = $7.92M
- Berkeley = $5.03M
- Burbank = $4.87M
- Carlsbad = $5.21M
- Chula Vista = $3.83M
- Concord = $4.17M
- Corona = $5.71M
- Costa Mesa = $5.35M
- Elk Grove = $4.04M
- Escondido = $5.56M
- Fontana = $5.17M
- Fremont = $4.10M
- Fresno = $4.04M
- Fullerton = $4.11M
- Garden Grove = $4.17M
- Hayward = $4.47M
- Huntington Beach = $11.19M
- Inglewood = $7.08M
- Irvine = $5.86M
- Lancaster = $9.11M
- Long Beach = $3.68M
- Los Angeles = $6.77M
- Modesto = $7.35M
- Moreno Valley = $5.27M
- Newport Beach = $7.90M
- Oakland = $6.16M
- Oceanside = $6.21M
- Ontario = $19.95M
- Orange = $5.56M
- Oxnard = $6.14M
- Palmdale = $6.41M
- Pasadena = $5.72M
- Pomona = $5.93M
- Rancho Cucamonga = $3.80M
- Riverside = $4.87M
- Roseville = $4.20M
- Sacramento = $13.57M
- Salinas = $6.36M
- San Bernardino = $7.11M
- San Diego = $21.65M
- San Francisco = $7.35M
- San Jose = $4.22M
- San Mateo = $6.47M
- Santa Ana = $6.92M
- Santa Barbara = $5.49M
- Santa Clara = $3.79M
- Santa Clarita = $5.15M
- Santa Monica = $7.07M
- Santa Rosa = $6.59M
- Simi Valley = $3.78M
- Stockton = $6.21M
- Sunnyvale = $4.58M
- Thousand Oaks = $6.50M
- Torrance = $4.30M
- Vallejo = $5.54M
- Ventura = $5.16M
- Visalia = $9.07M
Month First Achieved Financial Independence
- Anaheim = 73.25 Years (879 Months)
- Arden-Arcade = 57.50 Years (690 Months)
- Bakersfield = 39.50 Years (474 Months)
- Berkeley = 84.58 Years (1015 Months)
- Burbank = 79.00 Years (948 Months)
- Carlsbad = 81.42 Years (977 Months)
- Chula Vista = 78.42 Years (941 Months)
- Concord = 71.25 Years (855 Months)
- Corona = 62.58 Years (751 Months)
- Costa Mesa = 78.50 Years (942 Months)
- Elk Grove = 73.25 Years (879 Months)
- Escondido = 66.25 Years (795 Months)
- Fontana = 58.67 Years (704 Months)
- Fremont = 91.42 Years (1097 Months)
- Fresno = 56.50 Years (678 Months)
- Fullerton = 82.25 Years (987 Months)
- Garden Grove = 78.33 Years (940 Months)
- Hayward = 80.25 Years (963 Months)
- Huntington Beach = 56.42 Years (677 Months)
- Inglewood = 58.25 Years (699 Months)
- Irvine = 72.25 Years (867 Months)
- Lancaster = 42.25 Years (507 Months)
- Long Beach = 83.25 Years (999 Months)
- Los Angeles = 64.83 Years (778 Months)
- Modesto = 44.25 Years (531 Months)
- Moreno Valley = 56.83 Years (682 Months)
- Newport Beach = 80.67 Years (968 Months)
- Oakland = 62.25 Years (747 Months)
- Oceanside = 61.75 Years (741 Months)
- Ontario = 24.92 Years (299 Months)
- Orange = 70.25 Years (843 Months)
- Oxnard = 59.83 Years (718 Months)
- Palmdale = 52.25 Years (627 Months)
- Pasadena = 76.75 Years (921 Months)
- Pomona = 58.50 Years (702 Months)
- Rancho Cucamonga = 79.25 Years (951 Months)
- Riverside = 64.25 Years (771 Months)
- Roseville = 69.83 Years (838 Months)
- Sacramento = 33.25 Years (399 Months)
- Salinas = 56.08 Years (673 Months)
- San Bernardino = 44.25 Years (531 Months)
- San Diego = 39.25 Years (471 Months)
- San Francisco = 67.25 Years (807 Months)
- San Jose = 89.25 Years (1071 Months)
- San Mateo = 74.42 Years (893 Months)
- Santa Ana = 58.25 Years (699 Months)
- Santa Barbara = 74.42 Years (893 Months)
- Santa Clara = 85.58 Years (1027 Months)
- Santa Clarita = 68.92 Years (827 Months)
- Santa Monica = 75.50 Years (906 Months)
- Santa Rosa = 59.25 Years (711 Months)
- Simi Valley = 81.25 Years (975 Months)
- Stockton = 51.00 Years (612 Months)
- Sunnyvale = 79.58 Years (955 Months)
- Thousand Oaks = 65.25 Years (783 Months)
- Torrance = 88.25 Years (1059 Months)
- Vallejo = 56.92 Years (683 Months)
- Ventura = 67.25 Years (807 Months)
- Visalia = 37.25 Years (447 Months)
.5 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Anaheim = $4.79M
- Arden-Arcade = $5.03M
- Bakersfield = $7.92M
- Berkeley = $5.03M
- Burbank = $4.87M
- Carlsbad = $5.21M
- Chula Vista = $3.83M
- Concord = $4.17M
- Corona = $5.71M
- Costa Mesa = $5.35M
- Elk Grove = $4.04M
- Escondido = $5.56M
- Fontana = $5.17M
- Fremont = $4.10M
- Fresno = $4.04M
- Fullerton = $4.11M
- Garden Grove = $4.17M
- Hayward = $4.47M
- Huntington Beach = $11.19M
- Inglewood = $7.08M
- Irvine = $5.86M
- Lancaster = $9.11M
- Long Beach = $3.68M
- Los Angeles = $6.77M
- Modesto = $7.35M
- Moreno Valley = $5.27M
- Newport Beach = $7.90M
- Oakland = $6.16M
- Oceanside = $6.21M
- Ontario = $19.95M
- Orange = $5.56M
- Oxnard = $6.14M
- Palmdale = $6.41M
- Pasadena = $5.72M
- Pomona = $5.93M
- Rancho Cucamonga = $3.80M
- Riverside = $4.87M
- Roseville = $4.20M
- Sacramento = $13.57M
- Salinas = $6.36M
- San Bernardino = $7.11M
- San Diego = $21.65M
- San Francisco = $7.35M
- San Jose = $4.22M
- San Mateo = $6.47M
- Santa Ana = $6.92M
- Santa Barbara = $5.49M
- Santa Clara = $3.79M
- Santa Clarita = $5.15M
- Santa Monica = $7.07M
- Santa Rosa = $6.59M
- Simi Valley = $3.78M
- Stockton = $6.21M
- Sunnyvale = $4.58M
- Thousand Oaks = $6.50M
- Torrance = $4.30M
- Vallejo = $5.54M
- Ventura = $5.16M
- Visalia = $9.07M
Month First Achieved Financial Independence
- Anaheim = 73.25 Years (879 Months)
- Arden-Arcade = 57.50 Years (690 Months)
- Bakersfield = 39.50 Years (474 Months)
- Berkeley = 84.58 Years (1015 Months)
- Burbank = 79.00 Years (948 Months)
- Carlsbad = 81.42 Years (977 Months)
- Chula Vista = 78.42 Years (941 Months)
- Concord = 71.25 Years (855 Months)
- Corona = 62.58 Years (751 Months)
- Costa Mesa = 78.50 Years (942 Months)
- Elk Grove = 73.25 Years (879 Months)
- Escondido = 66.25 Years (795 Months)
- Fontana = 58.67 Years (704 Months)
- Fremont = 91.42 Years (1097 Months)
- Fresno = 56.50 Years (678 Months)
- Fullerton = 82.25 Years (987 Months)
- Garden Grove = 78.33 Years (940 Months)
- Hayward = 80.25 Years (963 Months)
- Huntington Beach = 56.42 Years (677 Months)
- Inglewood = 58.25 Years (699 Months)
- Irvine = 72.25 Years (867 Months)
- Lancaster = 42.25 Years (507 Months)
- Long Beach = 83.25 Years (999 Months)
- Los Angeles = 64.83 Years (778 Months)
- Modesto = 44.25 Years (531 Months)
- Moreno Valley = 56.83 Years (682 Months)
- Newport Beach = 80.67 Years (968 Months)
- Oakland = 62.25 Years (747 Months)
- Oceanside = 61.75 Years (741 Months)
- Ontario = 24.92 Years (299 Months)
- Orange = 70.25 Years (843 Months)
- Oxnard = 59.83 Years (718 Months)
- Palmdale = 52.25 Years (627 Months)
- Pasadena = 76.75 Years (921 Months)
- Pomona = 58.50 Years (702 Months)
- Rancho Cucamonga = 79.25 Years (951 Months)
- Riverside = 64.25 Years (771 Months)
- Roseville = 69.83 Years (838 Months)
- Sacramento = 33.25 Years (399 Months)
- Salinas = 56.08 Years (673 Months)
- San Bernardino = 44.25 Years (531 Months)
- San Diego = 39.25 Years (471 Months)
- San Francisco = 67.25 Years (807 Months)
- San Jose = 89.25 Years (1071 Months)
- San Mateo = 74.42 Years (893 Months)
- Santa Ana = 58.25 Years (699 Months)
- Santa Barbara = 74.42 Years (893 Months)
- Santa Clara = 85.58 Years (1027 Months)
- Santa Clarita = 68.92 Years (827 Months)
- Santa Monica = 75.50 Years (906 Months)
- Santa Rosa = 59.25 Years (711 Months)
- Simi Valley = 81.25 Years (975 Months)
- Stockton = 51.00 Years (612 Months)
- Sunnyvale = 79.58 Years (955 Months)
- Thousand Oaks = 65.25 Years (783 Months)
- Torrance = 88.25 Years (1059 Months)
- Vallejo = 56.92 Years (683 Months)
- Ventura = 67.25 Years (807 Months)
- Visalia = 37.25 Years (447 Months)
Nomad to Short-Term Rentals with 75% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Anaheim = $39.93M
- Arden-Arcade = $33.34M
- Bakersfield = $39.50M
- Berkeley = $47.67M
- Burbank = $44.14M
- Carlsbad = $49.79M
- Chula Vista = $33.68M
- Concord = $32.89M
- Corona = $43.19M
- Costa Mesa = $48.88M
- Elk Grove = $30.78M
- Escondido = $43.23M
- Fontana = $35.79M
- Fremont = $33.09M
- Fresno = $21.15M
- Fullerton = $34.09M
- Garden Grove = $36.45M
- Hayward = $37.59M
- Huntington Beach = $82.61M
- Inglewood = $51.35M
- Irvine = $54.94M
- Lancaster = $44.81M
- Long Beach = $28.70M
- Los Angeles = $55.05M
- Modesto = $40.99M
- Moreno Valley = $34.50M
- Newport Beach = $83.59M
- Oakland = $46.52M
- Oceanside = $48.41M
- Ontario = $63.47M
- Orange = $47.91M
- Oxnard = $44.26M
- Palmdale = $37.30M
- Pasadena = $52.00M
- Pomona = $40.03M
- Rancho Cucamonga = $31.60M
- Riverside = $33.39M
- Roseville = $31.51M
- Sacramento = $65.95M
- Salinas = $46.68M
- San Bernardino = $41.91M
- San Diego = $101.83M
- San Francisco = $64.06M
- San Jose = $37.22M
- San Mateo = $60.61M
- Santa Ana = $51.61M
- Santa Barbara = $36.36M
- Santa Clara = $10.10M
- Santa Clarita = $41.74M
- Santa Monica = $59.10M
- Santa Rosa = $46.26M
- Simi Valley = $32.28M
- Stockton = $35.94M
- Sunnyvale = $18.22M
- Thousand Oaks = $53.65M
- Torrance = $37.68M
- Vallejo = $38.74M
- Ventura = $42.56M
- Visalia = $40.87M
Month First Achieved Financial Independence
- Anaheim = 25.25 Years (303 Months)
- Arden-Arcade = 18.25 Years (219 Months)
- Bakersfield = 10.33 Years (124 Months)
- Berkeley = 31.25 Years (375 Months)
- Burbank = 30.25 Years (363 Months)
- Carlsbad = 28.58 Years (343 Months)
- Chula Vista = 29.25 Years (351 Months)
- Concord = 26.25 Years (315 Months)
- Corona = 19.67 Years (236 Months)
- Costa Mesa = 28.25 Years (339 Months)
- Elk Grove = 26.25 Years (315 Months)
- Escondido = 21.75 Years (261 Months)
- Fontana = 18.50 Years (222 Months)
- Fremont = 38.75 Years (465 Months)
- Fresno = 21.25 Years (255 Months)
- Fullerton = 32.25 Years (387 Months)
- Garden Grove = 28.25 Years (339 Months)
- Hayward = 28.25 Years (339 Months)
- Huntington Beach = 18.00 Years (216 Months)
- Inglewood = 17.25 Years (207 Months)
- Irvine = 24.25 Years (291 Months)
- Lancaster = 11.25 Years (135 Months)
- Long Beach = 34.25 Years (411 Months)
- Los Angeles = 21.25 Years (255 Months)
- Modesto = 11.25 Years (135 Months)
- Moreno Valley = 17.25 Years (207 Months)
- Newport Beach = 29.25 Years (351 Months)
- Oakland = 19.25 Years (231 Months)
- Oceanside = 19.25 Years (231 Months)
- Ontario = 7.92 Years (95 Months)
- Orange = 24.00 Years (288 Months)
- Oxnard = 18.25 Years (219 Months)
- Palmdale = 14.25 Years (171 Months)
- Pasadena = 26.92 Years (323 Months)
- Pomona = 18.25 Years (219 Months)
- Rancho Cucamonga = 28.83 Years (346 Months)
- Riverside = 21.58 Years (259 Months)
- Roseville = 25.25 Years (303 Months)
- Sacramento = 9.33 Years (112 Months)
- Salinas = 17.25 Years (207 Months)
- San Bernardino = 11.25 Years (135 Months)
- San Diego = 13.33 Years (160 Months)
- San Francisco = 21.50 Years (258 Months)
- San Jose = 34.25 Years (411 Months)
- San Mateo = 25.42 Years (305 Months)
- Santa Ana = 18.25 Years (219 Months)
- Santa Barbara = 43.25 Years (519 Months)
- Santa Clara = 74.25 Years (891 Months)
- Santa Clarita = 22.25 Years (267 Months)
- Santa Monica = 40.25 Years (483 Months)
- Santa Rosa = 18.08 Years (217 Months)
- Simi Valley = 30.25 Years (363 Months)
- Stockton = 14.25 Years (171 Months)
- Sunnyvale = 55.50 Years (666 Months)
- Thousand Oaks = 21.25 Years (255 Months)
- Torrance = 33.92 Years (407 Months)
- Vallejo = 17.25 Years (207 Months)
- Ventura = 23.25 Years (279 Months)
- Visalia = 10.17 Years (122 Months)
10% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
Net Worth at 40 Years
- Anaheim = $11.93M
- Arden-Arcade = $11.59M
- Bakersfield = $18.06M
- Berkeley = $11.41M
- Burbank = $11.42M
- Carlsbad = $12.66M
- Chula Vista = $9.02M
- Concord = $9.82M
- Corona = $14.89M
- Costa Mesa = $12.96M
- Elk Grove = $9.14M
- Escondido = $14.47M
- Fontana = $12.15M
- Fremont = $7.79M
- Fresno = $7.67M
- Fullerton = $8.87M
- Garden Grove = $10.21M
- Hayward = $10.25M
- Huntington Beach = $37.12M
- Inglewood = $20.72M
- Irvine = $15.81M
- Lancaster = $20.13M
- Long Beach = $7.75M
- Los Angeles = $19.19M
- Modesto = $18.44M
- Moreno Valley = $13.37M
- Newport Beach = $21.79M
- Oakland = $16.64M
- Oceanside = $17.74M
- Ontario = $31.86M
- Orange = $14.78M
- Oxnard = $16.85M
- Palmdale = $15.58M
- Pasadena = $14.67M
- Pomona = $16.25M
- Rancho Cucamonga = $8.85M
- Riverside = $11.79M
- Roseville = $9.60M
- Sacramento = $32.94M
- Salinas = $17.74M
- San Bernardino = $17.98M
- San Diego = $51.77M
- San Francisco = $21.28M
- San Jose = $8.92M
- San Mateo = $16.89M
- Santa Ana = $19.82M
- Santa Barbara = $8.57M
- Santa Clara = $5.03M
- Santa Clarita = $12.60M
- Santa Monica = $11.96M
- Santa Rosa = $18.57M
- Simi Valley = $9.00M
- Stockton = $15.31M
- Sunnyvale = $6.02M
- Thousand Oaks = $17.85M
- Torrance = $9.13M
- Vallejo = $14.74M
- Ventura = $13.15M
- Visalia = $20.56M
Month First Achieved Financial Independence
- Anaheim = 55.25 Years (663 Months)
- Arden-Arcade = 44.75 Years (537 Months)
- Bakersfield = 24.50 Years (294 Months)
- Berkeley = 66.25 Years (795 Months)
- Burbank = 63.25 Years (759 Months)
- Carlsbad = 62.25 Years (747 Months)
- Chula Vista = 62.25 Years (747 Months)
- Concord = 57.25 Years (687 Months)
- Corona = 45.67 Years (548 Months)
- Costa Mesa = 59.67 Years (716 Months)
- Elk Grove = 56.58 Years (679 Months)
- Escondido = 49.25 Years (591 Months)
- Fontana = 45.33 Years (544 Months)
- Fremont = 77.25 Years (927 Months)
- Fresno = 46.25 Years (555 Months)
- Fullerton = 65.25 Years (783 Months)
- Garden Grove = 60.25 Years (723 Months)
- Hayward = 61.00 Years (732 Months)
- Huntington Beach = 38.25 Years (459 Months)
- Inglewood = 40.25 Years (483 Months)
- Irvine = 53.25 Years (639 Months)
- Lancaster = 27.25 Years (327 Months)
- Long Beach = 67.08 Years (805 Months)
- Los Angeles = 46.83 Years (562 Months)
- Modesto = 28.25 Years (339 Months)
- Moreno Valley = 42.25 Years (507 Months)
- Newport Beach = 59.92 Years (719 Months)
- Oakland = 45.25 Years (543 Months)
- Oceanside = 45.25 Years (543 Months)
- Ontario = 12.92 Years (155 Months)
- Orange = 52.25 Years (627 Months)
- Oxnard = 44.25 Years (531 Months)
- Palmdale = 36.33 Years (436 Months)
- Pasadena = 57.25 Years (687 Months)
- Pomona = 41.33 Years (496 Months)
- Rancho Cucamonga = 60.25 Years (723 Months)
- Riverside = 48.25 Years (579 Months)
- Roseville = 55.92 Years (671 Months)
- Sacramento = 15.83 Years (190 Months)
- Salinas = 41.25 Years (495 Months)
- San Bernardino = 29.67 Years (356 Months)
- San Diego = 22.25 Years (267 Months)
- San Francisco = 48.25 Years (579 Months)
- San Jose = 70.25 Years (843 Months)
- San Mateo = 55.25 Years (663 Months)
- Santa Ana = 41.83 Years (502 Months)
- Santa Barbara = 85.25 Years (1023 Months)
- Santa Clara = 83.75 Years (1005 Months)
- Santa Clarita = 52.25 Years (627 Months)
- Santa Monica = 78.75 Years (945 Months)
- Santa Rosa = 41.33 Years (496 Months)
- Simi Valley = 62.08 Years (745 Months)
- Stockton = 35.83 Years (430 Months)
- Sunnyvale = 76.83 Years (922 Months)
- Thousand Oaks = 48.25 Years (579 Months)
- Torrance = 69.25 Years (831 Months)
- Vallejo = 42.25 Years (507 Months)
- Ventura = 51.75 Years (621 Months)
- Visalia = 21.25 Years (255 Months)
Nomad to Short-Term Rentals with 50% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Anaheim = $27.58M
- Arden-Arcade = $23.34M
- Bakersfield = $29.86M
- Berkeley = $29.60M
- Burbank = $27.80M
- Carlsbad = $32.85M
- Chula Vista = $20.68M
- Concord = $21.59M
- Corona = $30.33M
- Costa Mesa = $32.17M
- Elk Grove = $20.18M
- Escondido = $30.34M
- Fontana = $24.99M
- Fremont = $16.61M
- Fresno = $14.11M
- Fullerton = $19.77M
- Garden Grove = $23.94M
- Hayward = $23.95M
- Huntington Beach = $59.42M
- Inglewood = $36.67M
- Irvine = $38.28M
- Lancaster = $32.73M
- Long Beach = $16.33M
- Los Angeles = $38.31M
- Modesto = $31.17M
- Moreno Valley = $24.78M
- Newport Beach = $57.10M
- Oakland = $33.13M
- Oceanside = $34.07M
- Ontario = $49.49M
- Orange = $32.96M
- Oxnard = $31.26M
- Palmdale = $27.46M
- Pasadena = $36.07M
- Pomona = $28.97M
- Rancho Cucamonga = $19.67M
- Riverside = $23.72M
- Roseville = $21.15M
- Sacramento = $50.65M
- Salinas = $33.26M
- San Bernardino = $31.75M
- San Diego = $81.81M
- San Francisco = $45.63M
- San Jose = $19.99M
- San Mateo = $41.41M
- Santa Ana = $36.64M
- Santa Barbara = $17.19M
- Santa Clara = $6.85M
- Santa Clarita = $28.72M
- Santa Monica = $26.66M
- Santa Rosa = $32.82M
- Simi Valley = $20.24M
- Stockton = $26.11M
- Sunnyvale = $10.83M
- Thousand Oaks = $38.18M
- Torrance = $20.44M
- Vallejo = $27.26M
- Ventura = $29.31M
- Visalia = $31.04M
Month First Achieved Financial Independence
- Anaheim = 36.58 Years (439 Months)
- Arden-Arcade = 28.25 Years (339 Months)
- Bakersfield = 13.42 Years (161 Months)
- Berkeley = 43.08 Years (517 Months)
- Burbank = 41.25 Years (495 Months)
- Carlsbad = 39.58 Years (475 Months)
- Chula Vista = 40.42 Years (485 Months)
- Concord = 38.08 Years (457 Months)
- Corona = 28.67 Years (344 Months)
- Costa Mesa = 38.75 Years (465 Months)
- Elk Grove = 37.25 Years (447 Months)
- Escondido = 31.83 Years (382 Months)
- Fontana = 28.25 Years (339 Months)
- Fremont = 51.17 Years (614 Months)
- Fresno = 33.17 Years (398 Months)
- Fullerton = 43.42 Years (521 Months)
- Garden Grove = 40.00 Years (480 Months)
- Hayward = 40.33 Years (484 Months)
- Huntington Beach = 23.50 Years (282 Months)
- Inglewood = 24.75 Years (297 Months)
- Irvine = 34.75 Years (417 Months)
- Lancaster = 15.25 Years (183 Months)
- Long Beach = 45.42 Years (545 Months)
- Los Angeles = 29.25 Years (351 Months)
- Modesto = 16.25 Years (195 Months)
- Moreno Valley = 25.58 Years (307 Months)
- Newport Beach = 40.33 Years (484 Months)
- Oakland = 27.50 Years (330 Months)
- Oceanside = 28.25 Years (339 Months)
- Ontario = 9.75 Years (117 Months)
- Orange = 34.25 Years (411 Months)
- Oxnard = 27.25 Years (327 Months)
- Palmdale = 21.25 Years (255 Months)
- Pasadena = 37.67 Years (452 Months)
- Pomona = 26.08 Years (313 Months)
- Rancho Cucamonga = 40.25 Years (483 Months)
- Riverside = 31.25 Years (375 Months)
- Roseville = 35.83 Years (430 Months)
- Sacramento = 11.25 Years (135 Months)
- Salinas = 24.25 Years (291 Months)
- San Bernardino = 16.25 Years (195 Months)
- San Diego = 15.25 Years (183 Months)
- San Francisco = 30.25 Years (363 Months)
- San Jose = 46.25 Years (555 Months)
- San Mateo = 36.42 Years (437 Months)
- Santa Ana = 25.25 Years (303 Months)
- Santa Barbara = 57.25 Years (687 Months)
- Santa Clara = 94.25 Years (1131 Months)
- Santa Clarita = 33.25 Years (399 Months)
- Santa Monica = 53.25 Years (639 Months)
- Santa Rosa = 25.25 Years (303 Months)
- Simi Valley = 41.25 Years (495 Months)
- Stockton = 20.50 Years (246 Months)
- Sunnyvale = 71.33 Years (856 Months)
- Thousand Oaks = 30.25 Years (363 Months)
- Torrance = 46.25 Years (555 Months)
- Vallejo = 25.25 Years (303 Months)
- Ventura = 34.25 Years (411 Months)
- Visalia = 12.67 Years (152 Months)
5% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
Net Worth at 40 Years
- Anaheim = $5.81M
- Arden-Arcade = $5.77M
- Bakersfield = $9.38M
- Berkeley = $5.95M
- Burbank = $5.63M
- Carlsbad = $6.15M
- Chula Vista = $4.75M
- Concord = $5.09M
- Corona = $6.81M
- Costa Mesa = $6.23M
- Elk Grove = $4.83M
- Escondido = $6.71M
- Fontana = $5.93M
- Fremont = $4.52M
- Fresno = $4.47M
- Fullerton = $4.66M
- Garden Grove = $5.20M
- Hayward = $5.13M
- Huntington Beach = $14.13M
- Inglewood = $8.99M
- Irvine = $7.32M
- Lancaster = $11.05M
- Long Beach = $4.17M
- Los Angeles = $8.21M
- Modesto = $9.22M
- Moreno Valley = $6.40M
- Newport Beach = $9.69M
- Oakland = $7.49M
- Oceanside = $7.93M
- Ontario = $24.27M
- Orange = $6.80M
- Oxnard = $7.57M
- Palmdale = $7.97M
- Pasadena = $6.67M
- Pomona = $7.18M
- Rancho Cucamonga = $4.63M
- Riverside = $5.87M
- Roseville = $5.01M
- Sacramento = $17.40M
- Salinas = $7.75M
- San Bernardino = $8.67M
- San Diego = $31.43M
- San Francisco = $9.01M
- San Jose = $4.82M
- San Mateo = $7.61M
- Santa Ana = $8.41M
- Santa Barbara = $5.89M
- Santa Clara = $4.10M
- Santa Clarita = $6.11M
- Santa Monica = $7.65M
- Santa Rosa = $8.11M
- Simi Valley = $4.61M
- Stockton = $7.74M
- Sunnyvale = $4.92M
- Thousand Oaks = $7.83M
- Torrance = $4.92M
- Vallejo = $6.76M
- Ventura = $6.24M
- Visalia = $10.56M
Month First Achieved Financial Independence
- Anaheim = 70.25 Years (843 Months)
- Arden-Arcade = 56.25 Years (675 Months)
- Bakersfield = 36.75 Years (441 Months)
- Berkeley = 82.17 Years (986 Months)
- Burbank = 76.33 Years (916 Months)
- Carlsbad = 77.25 Years (927 Months)
- Chula Vista = 75.42 Years (905 Months)
- Concord = 69.25 Years (831 Months)
- Corona = 59.42 Years (713 Months)
- Costa Mesa = 73.25 Years (879 Months)
- Elk Grove = 71.08 Years (853 Months)
- Escondido = 63.25 Years (759 Months)
- Fontana = 57.00 Years (684 Months)
- Fremont = 91.25 Years (1095 Months)
- Fresno = 54.25 Years (651 Months)
- Fullerton = 79.25 Years (951 Months)
- Garden Grove = 73.17 Years (878 Months)
- Hayward = 77.25 Years (927 Months)
- Huntington Beach = 52.58 Years (631 Months)
- Inglewood = 54.25 Years (651 Months)
- Irvine = 69.00 Years (828 Months)
- Lancaster = 39.17 Years (470 Months)
- Long Beach = 81.25 Years (975 Months)
- Los Angeles = 60.25 Years (723 Months)
- Modesto = 40.67 Years (488 Months)
- Moreno Valley = 54.25 Years (651 Months)
- Newport Beach = 76.25 Years (915 Months)
- Oakland = 57.92 Years (695 Months)
- Oceanside = 57.67 Years (692 Months)
- Ontario = 19.92 Years (239 Months)
- Orange = 67.25 Years (807 Months)
- Oxnard = 56.08 Years (673 Months)
- Palmdale = 48.50 Years (582 Months)
- Pasadena = 73.25 Years (879 Months)
- Pomona = 54.25 Years (651 Months)
- Rancho Cucamonga = 76.00 Years (912 Months)
- Riverside = 61.25 Years (735 Months)
- Roseville = 67.75 Years (813 Months)
- Sacramento = 29.42 Years (353 Months)
- Salinas = 54.25 Years (651 Months)
- San Bernardino = 41.25 Years (495 Months)
- San Diego = 34.25 Years (411 Months)
- San Francisco = 61.58 Years (739 Months)
- San Jose = 84.67 Years (1016 Months)
- San Mateo = 70.08 Years (841 Months)
- Santa Ana = 55.25 Years (663 Months)
- Santa Barbara = 73.58 Years (883 Months)
- Santa Clara = 85.25 Years (1023 Months)
- Santa Clarita = 66.25 Years (795 Months)
- Santa Monica = 74.67 Years (896 Months)
- Santa Rosa = 53.58 Years (643 Months)
- Simi Valley = 77.42 Years (929 Months)
- Stockton = 47.42 Years (569 Months)
- Sunnyvale = 78.92 Years (947 Months)
- Thousand Oaks = 61.50 Years (738 Months)
- Torrance = 84.25 Years (1011 Months)
- Vallejo = 54.25 Years (651 Months)
- Ventura = 63.33 Years (760 Months)
- Visalia = 33.83 Years (406 Months)
10% Less Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Anaheim = -$224.51K
- Arden-Arcade = $2.46M
- Bakersfield = $7.13M
- Berkeley = -$875.64K
- Burbank = -$589.29K
- Carlsbad = -$806.53K
- Chula Vista = -$134.15K
- Concord = $282.00K
- Corona = $272.34K
- Costa Mesa = -$660.90K
- Elk Grove = $536.15K
- Escondido = -$139.46K
- Fontana = $1.95M
- Fremont = -$665.20K
- Fresno = $2.75M
- Fullerton = -$296.96K
- Garden Grove = -$220.78K
- Hayward = -$302.33K
- Huntington Beach = -$732.53K
- Inglewood = $17.3K
- Irvine = -$664.45K
- Lancaster = $6.71M
- Long Beach = -$131.73K
- Los Angeles = -$375.50K
- Modesto = $5.91M
- Moreno Valley = $2.67M
- Newport Beach = -$2.33M
- Oakland = $19.4K
- Oceanside = -$134.71K
- Ontario = $19.72M
- Orange = -$375.61K
- Oxnard = $244.74K
- Palmdale = $3.38M
- Pasadena = -$734.88K
- Pomona = $1.49M
- Rancho Cucamonga = $7,319
- Riverside = $1.26M
- Roseville = $556.32K
- Sacramento = $13.06M
- Salinas = $814.06K
- San Bernardino = $5.29M
- San Diego = -$449.93K
- San Francisco = -$660.01K
- San Jose = -$596.36K
- San Mateo = -$942.33K
- Santa Ana = $52.4K
- Santa Barbara = -$1.43M
- Santa Clara = -$1.36M
- Santa Clarita = -$143.91K
- Santa Monica = -$2.40M
- Santa Rosa = $248.39K
- Simi Valley = -$136.84K
- Stockton = $4.06M
- Sunnyvale = -$1.36M
- Thousand Oaks = -$373.44K
- Torrance = -$594.22K
- Vallejo = $2.22M
- Ventura = -$122.03K
- Visalia = $9.62M
Month First Achieved Financial Independence
- Anaheim = 0.00 Years (0 Months)
- Arden-Arcade = 72.25 Years (867 Months)
- Bakersfield = 39.42 Years (473 Months)
- Berkeley = 0.00 Years (0 Months)
- Burbank = 0.00 Years (0 Months)
- Carlsbad = 0.00 Years (0 Months)
- Chula Vista = 0.00 Years (0 Months)
- Concord = 0.00 Years (0 Months)
- Corona = 0.00 Years (0 Months)
- Costa Mesa = 0.00 Years (0 Months)
- Elk Grove = 96.50 Years (1158 Months)
- Escondido = 0.00 Years (0 Months)
- Fontana = 76.92 Years (923 Months)
- Fremont = 0.00 Years (0 Months)
- Fresno = 63.67 Years (764 Months)
- Fullerton = 0.00 Years (0 Months)
- Garden Grove = 0.00 Years (0 Months)
- Hayward = 0.00 Years (0 Months)
- Huntington Beach = 0.00 Years (0 Months)
- Inglewood = 0.00 Years (0 Months)
- Irvine = 0.00 Years (0 Months)
- Lancaster = 45.33 Years (544 Months)
- Long Beach = 0.00 Years (0 Months)
- Los Angeles = 0.00 Years (0 Months)
- Modesto = 46.25 Years (555 Months)
- Moreno Valley = 69.25 Years (831 Months)
- Newport Beach = 0.00 Years (0 Months)
- Oakland = 0.00 Years (0 Months)
- Oceanside = 0.00 Years (0 Months)
- Ontario = 21.92 Years (263 Months)
- Orange = 0.00 Years (0 Months)
- Oxnard = 0.00 Years (0 Months)
- Palmdale = 61.17 Years (734 Months)
- Pasadena = 0.00 Years (0 Months)
- Pomona = 80.17 Years (962 Months)
- Rancho Cucamonga = 0.00 Years (0 Months)
- Riverside = 89.25 Years (1071 Months)
- Roseville = 95.42 Years (1145 Months)
- Sacramento = 32.50 Years (390 Months)
- Salinas = 87.75 Years (1053 Months)
- San Bernardino = 47.25 Years (567 Months)
- San Diego = 0.00 Years (0 Months)
- San Francisco = 0.00 Years (0 Months)
- San Jose = 0.00 Years (0 Months)
- San Mateo = 0.00 Years (0 Months)
- Santa Ana = 0.00 Years (0 Months)
- Santa Barbara = 0.00 Years (0 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 0.00 Years (0 Months)
- Santa Monica = 0.00 Years (0 Months)
- Santa Rosa = 0.00 Years (0 Months)
- Simi Valley = 0.00 Years (0 Months)
- Stockton = 57.25 Years (687 Months)
- Sunnyvale = 0.00 Years (0 Months)
- Thousand Oaks = 0.00 Years (0 Months)
- Torrance = 0.00 Years (0 Months)
- Vallejo = 73.25 Years (879 Months)
- Ventura = 0.00 Years (0 Months)
- Visalia = 35.25 Years (423 Months)
Nomad to Short-Term Rentals with 25% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Anaheim = $13.10M
- Arden-Arcade = $12.61M
- Bakersfield = $20.92M
- Berkeley = $12.90M
- Burbank = $12.35M
- Carlsbad = $14.09M
- Chula Vista = $9.89M
- Concord = $10.63M
- Corona = $16.88M
- Costa Mesa = $14.54M
- Elk Grove = $10.12M
- Escondido = $15.91M
- Fontana = $13.61M
- Fremont = $8.52M
- Fresno = $7.99M
- Fullerton = $9.80M
- Garden Grove = $11.09M
- Hayward = $11.05M
- Huntington Beach = $38.78M
- Inglewood = $22.89M
- Irvine = $17.82M
- Lancaster = $22.72M
- Long Beach = $8.46M
- Los Angeles = $21.20M
- Modesto = $20.76M
- Moreno Valley = $14.53M
- Newport Beach = $23.42M
- Oakland = $18.75M
- Oceanside = $20.23M
- Ontario = $36.16M
- Orange = $16.19M
- Oxnard = $18.82M
- Palmdale = $18.34M
- Pasadena = $15.79M
- Pomona = $17.13M
- Rancho Cucamonga = $9.71M
- Riverside = $13.16M
- Roseville = $10.54M
- Sacramento = $37.04M
- Salinas = $19.46M
- San Bernardino = $20.19M
- San Diego = $56.35M
- San Francisco = $23.92M
- San Jose = $9.86M
- San Mateo = $19.16M
- Santa Ana = $21.95M
- Santa Barbara = $9.71M
- Santa Clara = $5.46M
- Santa Clarita = $14.58M
- Santa Monica = $13.76M
- Santa Rosa = $20.19M
- Simi Valley = $9.57M
- Stockton = $17.04M
- Sunnyvale = $6.82M
- Thousand Oaks = $19.66M
- Torrance = $10.07M
- Vallejo = $15.91M
- Ventura = $14.67M
- Visalia = $22.42M
Month First Achieved Financial Independence
- Anaheim = 50.33 Years (604 Months)
- Arden-Arcade = 42.42 Years (509 Months)
- Bakersfield = 21.25 Years (255 Months)
- Berkeley = 60.25 Years (723 Months)
- Burbank = 58.25 Years (699 Months)
- Carlsbad = 56.25 Years (675 Months)
- Chula Vista = 57.75 Years (693 Months)
- Concord = 53.08 Years (637 Months)
- Corona = 42.25 Years (507 Months)
- Costa Mesa = 54.25 Years (651 Months)
- Elk Grove = 52.25 Years (627 Months)
- Escondido = 46.25 Years (555 Months)
- Fontana = 42.58 Years (511 Months)
- Fremont = 70.92 Years (851 Months)
- Fresno = 45.25 Years (543 Months)
- Fullerton = 61.25 Years (735 Months)
- Garden Grove = 56.00 Years (672 Months)
- Hayward = 56.67 Years (680 Months)
- Huntington Beach = 35.25 Years (423 Months)
- Inglewood = 38.25 Years (459 Months)
- Irvine = 50.25 Years (603 Months)
- Lancaster = 24.25 Years (291 Months)
- Long Beach = 61.75 Years (741 Months)
- Los Angeles = 43.25 Years (519 Months)
- Modesto = 25.83 Years (310 Months)
- Moreno Valley = 38.92 Years (467 Months)
- Newport Beach = 56.25 Years (675 Months)
- Oakland = 41.25 Years (495 Months)
- Oceanside = 41.25 Years (495 Months)
- Ontario = 12.75 Years (153 Months)
- Orange = 49.00 Years (588 Months)
- Oxnard = 40.25 Years (483 Months)
- Palmdale = 33.83 Years (406 Months)
- Pasadena = 52.33 Years (628 Months)
- Pomona = 38.25 Years (459 Months)
- Rancho Cucamonga = 56.92 Years (683 Months)
- Riverside = 44.33 Years (532 Months)
- Roseville = 51.25 Years (615 Months)
- Sacramento = 15.25 Years (183 Months)
- Salinas = 39.25 Years (471 Months)
- San Bernardino = 26.83 Years (322 Months)
- San Diego = 21.25 Years (255 Months)
- San Francisco = 43.75 Years (525 Months)
- San Jose = 64.58 Years (775 Months)
- San Mateo = 51.25 Years (615 Months)
- Santa Ana = 39.25 Years (471 Months)
- Santa Barbara = 76.83 Years (922 Months)
- Santa Clara = 76.75 Years (921 Months)
- Santa Clarita = 47.08 Years (565 Months)
- Santa Monica = 73.25 Years (879 Months)
- Santa Rosa = 38.58 Years (463 Months)
- Simi Valley = 58.75 Years (705 Months)
- Stockton = 33.25 Years (399 Months)
- Sunnyvale = 94.25 Years (1131 Months)
- Thousand Oaks = 44.58 Years (535 Months)
- Torrance = 64.25 Years (771 Months)
- Vallejo = 38.75 Years (465 Months)
- Ventura = 47.75 Years (573 Months)
- Visalia = 19.25 Years (231 Months)
.25 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
Net Worth at 40 Years
- Anaheim = $7.84M
- Arden-Arcade = $7.72M
- Bakersfield = $13.10M
- Berkeley = $7.68M
- Burbank = $7.58M
- Carlsbad = $8.20M
- Chula Vista = $6.19M
- Concord = $6.67M
- Corona = $9.39M
- Costa Mesa = $8.51M
- Elk Grove = $6.20M
- Escondido = $9.06M
- Fontana = $7.90M
- Fremont = $5.58M
- Fresno = $5.48M
- Fullerton = $6.13M
- Garden Grove = $6.90M
- Hayward = $6.88M
- Huntington Beach = $22.13M
- Inglewood = $12.54M
- Irvine = $10.10M
- Lancaster = $15.29M
- Long Beach = $5.42M
- Los Angeles = $11.76M
- Modesto = $12.88M
- Moreno Valley = $8.89M
- Newport Beach = $13.12M
- Oakland = $10.38M
- Oceanside = $11.12M
- Ontario = $28.87M
- Orange = $9.39M
- Oxnard = $10.56M
- Palmdale = $10.98M
- Pasadena = $9.20M
- Pomona = $10.22M
- Rancho Cucamonga = $6.05M
- Riverside = $7.81M
- Roseville = $6.61M
- Sacramento = $27.41M
- Salinas = $11.03M
- San Bernardino = $12.39M
- San Diego = $41.36M
- San Francisco = $12.95M
- San Jose = $6.21M
- San Mateo = $10.42M
- Santa Ana = $12.24M
- Santa Barbara = $6.45M
- Santa Clara = $4.54M
- Santa Clarita = $8.33M
- Santa Monica = $8.58M
- Santa Rosa = $11.19M
- Simi Valley = $6.13M
- Stockton = $10.48M
- Sunnyvale = $5.42M
- Thousand Oaks = $10.95M
- Torrance = $6.34M
- Vallejo = $9.43M
- Ventura = $8.50M
- Visalia = $15.40M
Month First Achieved Financial Independence
- Anaheim = 63.33 Years (760 Months)
- Arden-Arcade = 51.83 Years (622 Months)
- Bakersfield = 33.08 Years (397 Months)
- Berkeley = 73.25 Years (879 Months)
- Burbank = 70.25 Years (843 Months)
- Carlsbad = 70.33 Years (844 Months)
- Chula Vista = 68.25 Years (819 Months)
- Concord = 65.25 Years (783 Months)
- Corona = 53.25 Years (639 Months)
- Costa Mesa = 68.25 Years (819 Months)
- Elk Grove = 65.33 Years (784 Months)
- Escondido = 58.25 Years (699 Months)
- Fontana = 53.08 Years (637 Months)
- Fremont = 86.25 Years (1035 Months)
- Fresno = 52.33 Years (628 Months)
- Fullerton = 72.50 Years (870 Months)
- Garden Grove = 67.25 Years (807 Months)
- Hayward = 68.25 Years (819 Months)
- Huntington Beach = 44.25 Years (531 Months)
- Inglewood = 48.33 Years (580 Months)
- Irvine = 61.83 Years (742 Months)
- Lancaster = 33.92 Years (407 Months)
- Long Beach = 73.25 Years (879 Months)
- Los Angeles = 54.50 Years (654 Months)
- Modesto = 36.58 Years (439 Months)
- Moreno Valley = 48.17 Years (578 Months)
- Newport Beach = 70.25 Years (843 Months)
- Oakland = 51.67 Years (620 Months)
- Oceanside = 52.25 Years (627 Months)
- Ontario = 15.92 Years (191 Months)
- Orange = 60.25 Years (723 Months)
- Oxnard = 51.00 Years (612 Months)
- Palmdale = 43.25 Years (519 Months)
- Pasadena = 66.25 Years (795 Months)
- Pomona = 49.25 Years (591 Months)
- Rancho Cucamonga = 68.25 Years (819 Months)
- Riverside = 55.25 Years (663 Months)
- Roseville = 63.25 Years (759 Months)
- Sacramento = 21.08 Years (253 Months)
- Salinas = 48.67 Years (584 Months)
- San Bernardino = 37.25 Years (447 Months)
- San Diego = 27.25 Years (327 Months)
- San Francisco = 55.17 Years (662 Months)
- San Jose = 78.25 Years (939 Months)
- San Mateo = 64.25 Years (771 Months)
- Santa Ana = 49.25 Years (591 Months)
- Santa Barbara = 91.25 Years (1095 Months)
- Santa Clara = 84.67 Years (1016 Months)
- Santa Clarita = 61.25 Years (735 Months)
- Santa Monica = 88.25 Years (1059 Months)
- Santa Rosa = 49.25 Years (591 Months)
- Simi Valley = 69.83 Years (838 Months)
- Stockton = 43.25 Years (519 Months)
- Sunnyvale = 77.83 Years (934 Months)
- Thousand Oaks = 55.25 Years (663 Months)
- Torrance = 77.25 Years (927 Months)
- Vallejo = 48.67 Years (584 Months)
- Ventura = 59.58 Years (715 Months)
- Visalia = 28.25 Years (339 Months)
10% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
Net Worth at 40 Years
- Anaheim = $9.80M
- Arden-Arcade = $9.32M
- Bakersfield = $15.96M
- Berkeley = $9.56M
- Burbank = $9.36M
- Carlsbad = $10.44M
- Chula Vista = $7.50M
- Concord = $8.14M
- Corona = $12.17M
- Costa Mesa = $10.69M
- Elk Grove = $7.72M
- Escondido = $11.73M
- Fontana = $9.65M
- Fremont = $6.61M
- Fresno = $6.45M
- Fullerton = $7.43M
- Garden Grove = $8.36M
- Hayward = $8.58M
- Huntington Beach = $29.50M
- Inglewood = $16.87M
- Irvine = $12.95M
- Lancaster = $18.71M
- Long Beach = $6.50M
- Los Angeles = $15.17M
- Modesto = $15.34M
- Moreno Valley = $10.73M
- Newport Beach = $16.58M
- Oakland = $13.19M
- Oceanside = $14.45M
- Ontario = $34.21M
- Orange = $11.98M
- Oxnard = $13.53M
- Palmdale = $14.22M
- Pasadena = $11.83M
- Pomona = $13.09M
- Rancho Cucamonga = $7.28M
- Riverside = $9.62M
- Roseville = $8.01M
- Sacramento = $34.50M
- Salinas = $14.10M
- San Bernardino = $14.52M
- San Diego = $50.80M
- San Francisco = $17.01M
- San Jose = $7.53M
- San Mateo = $13.55M
- Santa Ana = $15.69M
- Santa Barbara = $7.29M
- Santa Clara = $4.81M
- Santa Clarita = $10.77M
- Santa Monica = $10.17M
- Santa Rosa = $15.25M
- Simi Valley = $7.34M
- Stockton = $13.04M
- Sunnyvale = $5.83M
- Thousand Oaks = $14.30M
- Torrance = $7.69M
- Vallejo = $11.98M
- Ventura = $10.62M
- Visalia = $19.21M
Month First Achieved Financial Independence
- Anaheim = 55.50 Years (666 Months)
- Arden-Arcade = 46.25 Years (555 Months)
- Bakersfield = 27.25 Years (327 Months)
- Berkeley = 66.25 Years (795 Months)
- Burbank = 61.25 Years (735 Months)
- Carlsbad = 62.25 Years (747 Months)
- Chula Vista = 61.58 Years (739 Months)
- Concord = 56.25 Years (675 Months)
- Corona = 47.25 Years (567 Months)
- Costa Mesa = 59.25 Years (711 Months)
- Elk Grove = 57.25 Years (687 Months)
- Escondido = 50.67 Years (608 Months)
- Fontana = 47.17 Years (566 Months)
- Fremont = 75.67 Years (908 Months)
- Fresno = 47.25 Years (567 Months)
- Fullerton = 66.25 Years (795 Months)
- Garden Grove = 61.25 Years (735 Months)
- Hayward = 61.25 Years (735 Months)
- Huntington Beach = 40.25 Years (483 Months)
- Inglewood = 42.25 Years (507 Months)
- Irvine = 55.25 Years (663 Months)
- Lancaster = 28.25 Years (339 Months)
- Long Beach = 67.08 Years (805 Months)
- Los Angeles = 48.33 Years (580 Months)
- Modesto = 32.25 Years (387 Months)
- Moreno Valley = 43.50 Years (522 Months)
- Newport Beach = 62.83 Years (754 Months)
- Oakland = 46.42 Years (557 Months)
- Oceanside = 46.50 Years (558 Months)
- Ontario = 12.92 Years (155 Months)
- Orange = 52.75 Years (633 Months)
- Oxnard = 45.25 Years (543 Months)
- Palmdale = 36.75 Years (441 Months)
- Pasadena = 57.25 Years (687 Months)
- Pomona = 43.33 Years (520 Months)
- Rancho Cucamonga = 62.25 Years (747 Months)
- Riverside = 48.58 Years (583 Months)
- Roseville = 56.08 Years (673 Months)
- Sacramento = 16.25 Years (195 Months)
- Salinas = 42.67 Years (512 Months)
- San Bernardino = 33.25 Years (399 Months)
- San Diego = 22.33 Years (268 Months)
- San Francisco = 48.75 Years (585 Months)
- San Jose = 69.42 Years (833 Months)
- San Mateo = 57.00 Years (684 Months)
- Santa Ana = 42.83 Years (514 Months)
- Santa Barbara = 82.42 Years (989 Months)
- Santa Clara = 81.50 Years (978 Months)
- Santa Clarita = 51.25 Years (615 Months)
- Santa Monica = 79.50 Years (954 Months)
- Santa Rosa = 43.17 Years (518 Months)
- Simi Valley = 63.42 Years (761 Months)
- Stockton = 37.25 Years (447 Months)
- Sunnyvale = 74.42 Years (893 Months)
- Thousand Oaks = 49.25 Years (591 Months)
- Torrance = 69.25 Years (831 Months)
- Vallejo = 43.25 Years (519 Months)
- Ventura = 52.67 Years (632 Months)
- Visalia = 22.25 Years (267 Months)
Nomad™ and Sell ALL Rentals if SWR Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
Net Worth at 40 Years
- Anaheim = $7.22M
- Arden-Arcade = $6.95M
- Bakersfield = $7.96M
- Berkeley = $7.09M
- Burbank = $6.93M
- Carlsbad = $7.62M
- Chula Vista = $5.67M
- Concord = $6.17M
- Corona = $8.57M
- Costa Mesa = $7.70M
- Elk Grove = $5.78M
- Escondido = $8.46M
- Fontana = $7.16M
- Fremont = $5.21M
- Fresno = $5.15M
- Fullerton = $5.76M
- Garden Grove = $6.25M
- Hayward = $6.27M
- Huntington Beach = $19.34M
- Inglewood = $11.46M
- Irvine = $9.09M
- Lancaster = $9.70M
- Long Beach = $5.11M
- Los Angeles = $10.56M
- Modesto = $8.64M
- Moreno Valley = $7.84M
- Newport Beach = $11.92M
- Oakland = $9.41M
- Oceanside = $9.92M
- Ontario = $28.41M
- Orange = $8.53M
- Oxnard = $9.58M
- Palmdale = $9.77M
- Pasadena = $8.32M
- Pomona = $9.15M
- Rancho Cucamonga = $5.62M
- Riverside = $7.10M
- Roseville = $6.11M
- Sacramento = $25.18M
- Salinas = $9.70M
- San Bernardino = $8.49M
- San Diego = $39.56M
- San Francisco = $11.66M
- San Jose = $5.77M
- San Mateo = $9.59M
- Santa Ana = $10.83M
- Santa Barbara = $6.29M
- Santa Clara = $4.41M
- Santa Clarita = $7.57M
- Santa Monica = $8.26M
- Santa Rosa = $10.30M
- Simi Valley = $5.60M
- Stockton = $9.71M
- Sunnyvale = $5.26M
- Thousand Oaks = $9.96M
- Torrance = $5.89M
- Vallejo = $8.36M
- Ventura = $7.78M
- Visalia = $8.56M
Month First Achieved Financial Independence
- Anaheim = 60.50 Years (726 Months)
- Arden-Arcade = 49.83 Years (598 Months)
- Bakersfield = 33.17 Years (398 Months)
- Berkeley = 71.50 Years (858 Months)
- Burbank = 67.92 Years (815 Months)
- Carlsbad = 67.67 Years (812 Months)
- Chula Vista = 66.50 Years (798 Months)
- Concord = 60.75 Years (729 Months)
- Corona = 52.25 Years (627 Months)
- Costa Mesa = 65.50 Years (786 Months)
- Elk Grove = 60.67 Years (728 Months)
- Escondido = 55.33 Years (664 Months)
- Fontana = 51.00 Years (612 Months)
- Fremont = 79.83 Years (958 Months)
- Fresno = 49.08 Years (589 Months)
- Fullerton = 68.75 Years (825 Months)
- Garden Grove = 64.67 Years (776 Months)
- Hayward = 66.00 Years (792 Months)
- Huntington Beach = 46.33 Years (556 Months)
- Inglewood = 47.67 Years (572 Months)
- Irvine = 60.83 Years (730 Months)
- Lancaster = 35.00 Years (420 Months)
- Long Beach = 69.83 Years (838 Months)
- Los Angeles = 53.75 Years (645 Months)
- Modesto = 35.83 Years (430 Months)
- Moreno Valley = 47.50 Years (570 Months)
- Newport Beach = 68.42 Years (821 Months)
- Oakland = 51.58 Years (619 Months)
- Oceanside = 51.83 Years (622 Months)
- Ontario = 16.75 Years (201 Months)
- Orange = 58.58 Years (703 Months)
- Oxnard = 50.08 Years (601 Months)
- Palmdale = 43.33 Years (520 Months)
- Pasadena = 64.08 Years (769 Months)
- Pomona = 48.00 Years (576 Months)
- Rancho Cucamonga = 65.08 Years (781 Months)
- Riverside = 53.58 Years (643 Months)
- Roseville = 59.17 Years (710 Months)
- Sacramento = 22.33 Years (268 Months)
- Salinas = 48.25 Years (579 Months)
- San Bernardino = 37.25 Years (447 Months)
- San Diego = 28.25 Years (339 Months)
- San Francisco = 55.08 Years (661 Months)
- San Jose = 74.25 Years (891 Months)
- San Mateo = 62.75 Years (753 Months)
- Santa Ana = 48.58 Years (583 Months)
- Santa Barbara = 86.25 Years (1035 Months)
- Santa Clara = 84.83 Years (1018 Months)
- Santa Clarita = 58.00 Years (696 Months)
- Santa Monica = 84.75 Years (1017 Months)
- Santa Rosa = 48.50 Years (582 Months)
- Simi Valley = 66.75 Years (801 Months)
- Stockton = 41.67 Years (500 Months)
- Sunnyvale = 78.17 Years (938 Months)
- Thousand Oaks = 55.00 Years (660 Months)
- Torrance = 73.67 Years (884 Months)
- Vallejo = 48.00 Years (576 Months)
- Ventura = 57.58 Years (691 Months)
- Visalia = 29.75 Years (357 Months)
25% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
Net Worth at 40 Years
- Anaheim = $7.08M
- Arden-Arcade = $7.58M
- Bakersfield = $13.26M
- Berkeley = $7.16M
- Burbank = $6.98M
- Carlsbad = $7.52M
- Chula Vista = $5.83M
- Concord = $6.18M
- Corona = $8.49M
- Costa Mesa = $7.69M
- Elk Grove = $5.91M
- Escondido = $8.03M
- Fontana = $7.73M
- Fremont = $5.32M
- Fresno = $5.61M
- Fullerton = $5.83M
- Garden Grove = $6.36M
- Hayward = $6.38M
- Huntington Beach = $16.68M
- Inglewood = $10.85M
- Irvine = $8.84M
- Lancaster = $13.36M
- Long Beach = $5.23M
- Los Angeles = $9.84M
- Modesto = $12.12M
- Moreno Valley = $8.35M
- Newport Beach = $11.61M
- Oakland = $9.15M
- Oceanside = $9.48M
- Ontario = $23.01M
- Orange = $8.24M
- Oxnard = $9.07M
- Palmdale = $10.37M
- Pasadena = $8.20M
- Pomona = $9.00M
- Rancho Cucamonga = $5.68M
- Riverside = $7.07M
- Roseville = $6.08M
- Sacramento = $22.06M
- Salinas = $9.91M
- San Bernardino = $12.04M
- San Diego = $30.99M
- San Francisco = $10.75M
- San Jose = $5.85M
- San Mateo = $9.20M
- Santa Ana = $10.61M
- Santa Barbara = $6.29M
- Santa Clara = $4.41M
- Santa Clarita = $7.51M
- Santa Monica = $8.26M
- Santa Rosa = $9.84M
- Simi Valley = $5.76M
- Stockton = $10.29M
- Sunnyvale = $5.26M
- Thousand Oaks = $9.55M
- Torrance = $6.01M
- Vallejo = $8.88M
- Ventura = $7.71M
- Visalia = $14.09M
Month First Achieved Financial Independence
- Anaheim = 63.50 Years (762 Months)
- Arden-Arcade = 51.08 Years (613 Months)
- Bakersfield = 32.25 Years (387 Months)
- Berkeley = 73.25 Years (879 Months)
- Burbank = 70.25 Years (843 Months)
- Carlsbad = 70.25 Years (843 Months)
- Chula Vista = 70.25 Years (843 Months)
- Concord = 63.92 Years (767 Months)
- Corona = 53.25 Years (639 Months)
- Costa Mesa = 68.25 Years (819 Months)
- Elk Grove = 63.92 Years (767 Months)
- Escondido = 58.08 Years (697 Months)
- Fontana = 52.25 Years (627 Months)
- Fremont = 84.25 Years (1011 Months)
- Fresno = 52.25 Years (627 Months)
- Fullerton = 73.42 Years (881 Months)
- Garden Grove = 67.42 Years (809 Months)
- Hayward = 69.25 Years (831 Months)
- Huntington Beach = 46.25 Years (555 Months)
- Inglewood = 48.25 Years (579 Months)
- Irvine = 62.25 Years (747 Months)
- Lancaster = 33.92 Years (407 Months)
- Long Beach = 74.25 Years (891 Months)
- Los Angeles = 55.00 Years (660 Months)
- Modesto = 33.75 Years (405 Months)
- Moreno Valley = 48.25 Years (579 Months)
- Newport Beach = 69.25 Years (831 Months)
- Oakland = 52.75 Years (633 Months)
- Oceanside = 52.58 Years (631 Months)
- Ontario = 19.50 Years (234 Months)
- Orange = 61.17 Years (734 Months)
- Oxnard = 51.25 Years (615 Months)
- Palmdale = 42.67 Years (512 Months)
- Pasadena = 66.25 Years (795 Months)
- Pomona = 49.25 Years (591 Months)
- Rancho Cucamonga = 69.25 Years (831 Months)
- Riverside = 56.25 Years (675 Months)
- Roseville = 62.92 Years (755 Months)
- Sacramento = 23.25 Years (279 Months)
- Salinas = 48.25 Years (579 Months)
- San Bernardino = 34.25 Years (411 Months)
- San Diego = 32.25 Years (387 Months)
- San Francisco = 56.25 Years (675 Months)
- San Jose = 77.75 Years (933 Months)
- San Mateo = 64.67 Years (776 Months)
- Santa Ana = 49.08 Years (589 Months)
- Santa Barbara = 91.25 Years (1095 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 60.25 Years (723 Months)
- Santa Monica = 87.50 Years (1050 Months)
- Santa Rosa = 49.25 Years (591 Months)
- Simi Valley = 70.25 Years (843 Months)
- Stockton = 42.08 Years (505 Months)
- Sunnyvale = 0.00 Years (0 Months)
- Thousand Oaks = 55.75 Years (669 Months)
- Torrance = 76.83 Years (922 Months)
- Vallejo = 48.17 Years (578 Months)
- Ventura = 60.25 Years (723 Months)
- Visalia = 29.25 Years (351 Months)
10% More Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Anaheim = $14.00M
- Arden-Arcade = $11.16M
- Bakersfield = $15.79M
- Berkeley = $16.94M
- Burbank = $15.17M
- Carlsbad = $17.68M
- Chula Vista = $11.07M
- Concord = $11.05M
- Corona = $14.69M
- Costa Mesa = $17.46M
- Elk Grove = $10.39M
- Escondido = $15.55M
- Fontana = $11.82M
- Fremont = $11.84M
- Fresno = $7.66M
- Fullerton = $11.56M
- Garden Grove = $12.37M
- Hayward = $12.76M
- Huntington Beach = $37.17M
- Inglewood = $20.02M
- Irvine = $20.28M
- Lancaster = $18.12M
- Long Beach = $10.03M
- Los Angeles = $20.15M
- Modesto = $15.96M
- Moreno Valley = $12.01M
- Newport Beach = $37.90M
- Oakland = $16.28M
- Oceanside = $18.01M
- Ontario = $31.85M
- Orange = $16.96M
- Oxnard = $16.52M
- Palmdale = $15.00M
- Pasadena = $18.91M
- Pomona = $14.80M
- Rancho Cucamonga = $10.72M
- Riverside = $11.97M
- Roseville = $10.70M
- Sacramento = $30.74M
- Salinas = $16.35M
- San Bernardino = $14.94M
- San Diego = $56.52M
- San Francisco = $23.97M
- San Jose = $12.88M
- San Mateo = $22.49M
- Santa Ana = $18.39M
- Santa Barbara = $15.69M
- Santa Clara = $8.99M
- Santa Clarita = $13.95M
- Santa Monica = $24.17M
- Santa Rosa = $17.85M
- Simi Valley = $10.89M
- Stockton = $14.20M
- Sunnyvale = $11.54M
- Thousand Oaks = $19.37M
- Torrance = $13.16M
- Vallejo = $13.27M
- Ventura = $14.34M
- Visalia = $18.28M
Month First Achieved Financial Independence
- Anaheim = 54.17 Years (650 Months)
- Arden-Arcade = 46.67 Years (560 Months)
- Bakersfield = 31.25 Years (375 Months)
- Berkeley = 60.25 Years (723 Months)
- Burbank = 59.33 Years (712 Months)
- Carlsbad = 57.33 Years (688 Months)
- Chula Vista = 60.33 Years (724 Months)
- Concord = 56.00 Years (672 Months)
- Corona = 46.25 Years (555 Months)
- Costa Mesa = 55.25 Years (663 Months)
- Elk Grove = 55.25 Years (663 Months)
- Escondido = 50.25 Years (603 Months)
- Fontana = 46.58 Years (559 Months)
- Fremont = 68.42 Years (821 Months)
- Fresno = 47.42 Years (569 Months)
- Fullerton = 62.25 Years (747 Months)
- Garden Grove = 58.25 Years (699 Months)
- Hayward = 58.67 Years (704 Months)
- Huntington Beach = 37.33 Years (448 Months)
- Inglewood = 42.00 Years (504 Months)
- Irvine = 51.83 Years (622 Months)
- Lancaster = 32.50 Years (390 Months)
- Long Beach = 62.83 Years (754 Months)
- Los Angeles = 47.25 Years (567 Months)
- Modesto = 34.00 Years (408 Months)
- Moreno Valley = 44.25 Years (531 Months)
- Newport Beach = 53.25 Years (639 Months)
- Oakland = 46.25 Years (555 Months)
- Oceanside = 46.25 Years (555 Months)
- Ontario = 14.92 Years (179 Months)
- Orange = 52.25 Years (627 Months)
- Oxnard = 44.33 Years (532 Months)
- Palmdale = 38.92 Years (467 Months)
- Pasadena = 55.25 Years (663 Months)
- Pomona = 44.25 Years (531 Months)
- Rancho Cucamonga = 58.25 Years (699 Months)
- Riverside = 48.75 Years (585 Months)
- Roseville = 54.25 Years (651 Months)
- Sacramento = 19.83 Years (238 Months)
- Salinas = 43.25 Years (519 Months)
- San Bernardino = 34.67 Years (416 Months)
- San Diego = 23.17 Years (278 Months)
- San Francisco = 46.08 Years (553 Months)
- San Jose = 63.25 Years (759 Months)
- San Mateo = 53.25 Years (639 Months)
- Santa Ana = 44.25 Years (531 Months)
- Santa Barbara = 71.83 Years (862 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 53.25 Years (639 Months)
- Santa Monica = 66.42 Years (797 Months)
- Santa Rosa = 42.25 Years (507 Months)
- Simi Valley = 59.25 Years (711 Months)
- Stockton = 38.67 Years (464 Months)
- Sunnyvale = 84.83 Years (1018 Months)
- Thousand Oaks = 47.25 Years (567 Months)
- Torrance = 62.50 Years (750 Months)
- Vallejo = 44.25 Years (531 Months)
- Ventura = 51.67 Years (620 Months)
- Visalia = 26.83 Years (322 Months)
Nomad™ Start with $0
Do the traditional Nomad™ strategy except you start with $0 saved up.
Net Worth at 40 Years
- Anaheim = $5.60M
- Arden-Arcade = $6.07M
- Bakersfield = $10.61M
- Berkeley = $5.02M
- Burbank = $5.11M
- Carlsbad = $5.43M
- Chula Vista = $4.60M
- Concord = $5.04M
- Corona = $6.95M
- Costa Mesa = $5.56M
- Elk Grove = $4.89M
- Escondido = $6.64M
- Fontana = $6.06M
- Fremont = $3.95M
- Fresno = $4.66M
- Fullerton = $4.52M
- Garden Grove = $4.98M
- Hayward = $4.95M
- Huntington Beach = $12.38M
- Inglewood = $8.92M
- Irvine = $6.49M
- Lancaster = $12.74M
- Long Beach = $4.13M
- Los Angeles = $7.74M
- Modesto = $10.61M
- Moreno Valley = $6.69M
- Newport Beach = $5.96M
- Oakland = $7.52M
- Oceanside = $7.76M
- Ontario = $25.66M
- Orange = $6.41M
- Oxnard = $7.63M
- Palmdale = $8.59M
- Pasadena = $5.86M
- Pomona = $7.64M
- Rancho Cucamonga = $4.60M
- Riverside = $5.97M
- Roseville = $5.03M
- Sacramento = $21.75M
- Salinas = $7.83M
- San Bernardino = $9.71M
- San Diego = $29.91M
- San Francisco = $7.93M
- San Jose = $4.35M
- San Mateo = $6.35M
- Santa Ana = $8.46M
- Santa Barbara = $4.12M
- Santa Clara = $2.89M
- Santa Clarita = $6.05M
- Santa Monica = $4.53M
- Santa Rosa = $8.14M
- Simi Valley = $4.55M
- Stockton = $8.21M
- Sunnyvale = $3.50M
- Thousand Oaks = $7.33M
- Torrance = $4.42M
- Vallejo = $7.03M
- Ventura = $6.16M
- Visalia = $13.27M
Month First Achieved Financial Independence
- Anaheim = 70.25 Years (843 Months)
- Arden-Arcade = 55.25 Years (663 Months)
- Bakersfield = 35.25 Years (423 Months)
- Berkeley = 82.42 Years (989 Months)
- Burbank = 79.25 Years (951 Months)
- Carlsbad = 78.25 Years (939 Months)
- Chula Vista = 76.25 Years (915 Months)
- Concord = 70.08 Years (841 Months)
- Corona = 58.00 Years (696 Months)
- Costa Mesa = 77.25 Years (927 Months)
- Elk Grove = 68.83 Years (826 Months)
- Escondido = 63.25 Years (759 Months)
- Fontana = 57.25 Years (687 Months)
- Fremont = 91.50 Years (1098 Months)
- Fresno = 56.25 Years (675 Months)
- Fullerton = 80.25 Years (963 Months)
- Garden Grove = 74.25 Years (891 Months)
- Hayward = 75.50 Years (906 Months)
- Huntington Beach = 53.25 Years (639 Months)
- Inglewood = 54.25 Years (651 Months)
- Irvine = 70.25 Years (843 Months)
- Lancaster = 38.25 Years (459 Months)
- Long Beach = 80.25 Years (963 Months)
- Los Angeles = 61.25 Years (735 Months)
- Modesto = 39.83 Years (478 Months)
- Moreno Valley = 53.42 Years (641 Months)
- Newport Beach = 83.25 Years (999 Months)
- Oakland = 57.50 Years (690 Months)
- Oceanside = 58.25 Years (699 Months)
- Ontario = 18.75 Years (225 Months)
- Orange = 68.17 Years (818 Months)
- Oxnard = 56.25 Years (675 Months)
- Palmdale = 47.50 Years (570 Months)
- Pasadena = 75.25 Years (903 Months)
- Pomona = 53.25 Years (639 Months)
- Rancho Cucamonga = 73.25 Years (879 Months)
- Riverside = 61.25 Years (735 Months)
- Roseville = 68.75 Years (825 Months)
- Sacramento = 25.33 Years (304 Months)
- Salinas = 54.25 Years (651 Months)
- San Bernardino = 41.25 Years (495 Months)
- San Diego = 34.25 Years (411 Months)
- San Francisco = 63.25 Years (759 Months)
- San Jose = 85.25 Years (1023 Months)
- San Mateo = 74.17 Years (890 Months)
- Santa Ana = 55.00 Years (660 Months)
- Santa Barbara = 0.00 Years (0 Months)
- Santa Clara = 92.92 Years (1115 Months)
- Santa Clarita = 66.25 Years (795 Months)
- Santa Monica = 0.00 Years (0 Months)
- Santa Rosa = 55.58 Years (667 Months)
- Simi Valley = 75.25 Years (903 Months)
- Stockton = 47.42 Years (569 Months)
- Sunnyvale = 86.33 Years (1036 Months)
- Thousand Oaks = 62.75 Years (753 Months)
- Torrance = 84.25 Years (1011 Months)
- Vallejo = 54.25 Years (651 Months)
- Ventura = 64.42 Years (773 Months)
- Visalia = 31.67 Years (380 Months)
10% Property Manager While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
Net Worth at 40 Years
- Anaheim = $6.43M
- Arden-Arcade = $6.20M
- Bakersfield = $9.80M
- Berkeley = $6.75M
- Burbank = $6.51M
- Carlsbad = $7.11M
- Chula Vista = $5.21M
- Concord = $5.56M
- Corona = $7.30M
- Costa Mesa = $7.13M
- Elk Grove = $5.11M
- Escondido = $7.22M
- Fontana = $6.35M
- Fremont = $5.07M
- Fresno = $4.68M
- Fullerton = $5.41M
- Garden Grove = $5.75M
- Hayward = $5.77M
- Huntington Beach = $15.21M
- Inglewood = $9.11M
- Irvine = $8.08M
- Lancaster = $11.19M
- Long Beach = $4.79M
- Los Angeles = $8.95M
- Modesto = $9.68M
- Moreno Valley = $6.73M
- Newport Beach = $11.33M
- Oakland = $7.86M
- Oceanside = $8.42M
- Ontario = $22.33M
- Orange = $7.42M
- Oxnard = $7.88M
- Palmdale = $7.84M
- Pasadena = $7.59M
- Pomona = $7.65M
- Rancho Cucamonga = $5.14M
- Riverside = $6.14M
- Roseville = $5.38M
- Sacramento = $19.60M
- Salinas = $8.30M
- San Bernardino = $9.18M
- San Diego = $30.65M
- San Francisco = $9.99M
- San Jose = $5.52M
- San Mateo = $8.69M
- Santa Ana = $9.11M
- Santa Barbara = $6.25M
- Santa Clara = $4.38M
- Santa Clarita = $6.60M
- Santa Monica = $8.18M
- Santa Rosa = $8.52M
- Simi Valley = $5.17M
- Stockton = $7.72M
- Sunnyvale = $5.23M
- Thousand Oaks = $8.56M
- Torrance = $5.64M
- Vallejo = $7.15M
- Ventura = $6.87M
- Visalia = $11.71M
Month First Achieved Financial Independence
- Anaheim = 73.25 Years (879 Months)
- Arden-Arcade = 57.25 Years (687 Months)
- Bakersfield = 39.33 Years (472 Months)
- Berkeley = 85.33 Years (1024 Months)
- Burbank = 79.25 Years (951 Months)
- Carlsbad = 80.92 Years (971 Months)
- Chula Vista = 79.00 Years (948 Months)
- Concord = 72.17 Years (866 Months)
- Corona = 63.92 Years (767 Months)
- Costa Mesa = 78.25 Years (939 Months)
- Elk Grove = 75.25 Years (903 Months)
- Escondido = 66.25 Years (795 Months)
- Fontana = 59.25 Years (711 Months)
- Fremont = 95.25 Years (1143 Months)
- Fresno = 58.00 Years (696 Months)
- Fullerton = 82.17 Years (986 Months)
- Garden Grove = 76.25 Years (915 Months)
- Hayward = 80.25 Years (963 Months)
- Huntington Beach = 53.83 Years (646 Months)
- Inglewood = 59.17 Years (710 Months)
- Irvine = 71.25 Years (855 Months)
- Lancaster = 42.25 Years (507 Months)
- Long Beach = 83.67 Years (1004 Months)
- Los Angeles = 65.67 Years (788 Months)
- Modesto = 43.25 Years (519 Months)
- Moreno Valley = 56.08 Years (673 Months)
- Newport Beach = 78.25 Years (939 Months)
- Oakland = 63.25 Years (759 Months)
- Oceanside = 62.50 Years (750 Months)
- Ontario = 22.92 Years (275 Months)
- Orange = 70.25 Years (843 Months)
- Oxnard = 61.25 Years (735 Months)
- Palmdale = 52.92 Years (635 Months)
- Pasadena = 75.75 Years (909 Months)
- Pomona = 57.92 Years (695 Months)
- Rancho Cucamonga = 79.25 Years (951 Months)
- Riverside = 64.25 Years (771 Months)
- Roseville = 72.25 Years (867 Months)
- Sacramento = 29.33 Years (352 Months)
- Salinas = 55.67 Years (668 Months)
- San Bernardino = 43.25 Years (519 Months)
- San Diego = 37.25 Years (447 Months)
- San Francisco = 65.25 Years (783 Months)
- San Jose = 88.08 Years (1057 Months)
- San Mateo = 73.75 Years (885 Months)
- Santa Ana = 57.92 Years (695 Months)
- Santa Barbara = 0.00 Years (0 Months)
- Santa Clara = 85.00 Years (1020 Months)
- Santa Clarita = 69.42 Years (833 Months)
- Santa Monica = 0.00 Years (0 Months)
- Santa Rosa = 59.25 Years (711 Months)
- Simi Valley = 80.92 Years (971 Months)
- Stockton = 50.25 Years (603 Months)
- Sunnyvale = 78.33 Years (940 Months)
- Thousand Oaks = 66.25 Years (795 Months)
- Torrance = 87.92 Years (1055 Months)
- Vallejo = 56.33 Years (676 Months)
- Ventura = 68.25 Years (819 Months)
- Visalia = 35.25 Years (423 Months)
Baseline Nomad™ Scenario
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
Net Worth at 40 Years
- Anaheim = $7.22M
- Arden-Arcade = $6.95M
- Bakersfield = $11.48M
- Berkeley = $7.09M
- Burbank = $6.93M
- Carlsbad = $7.62M
- Chula Vista = $5.67M
- Concord = $6.17M
- Corona = $8.57M
- Costa Mesa = $7.70M
- Elk Grove = $5.78M
- Escondido = $8.46M
- Fontana = $7.16M
- Fremont = $5.21M
- Fresno = $5.15M
- Fullerton = $5.76M
- Garden Grove = $6.25M
- Hayward = $6.27M
- Huntington Beach = $19.34M
- Inglewood = $11.46M
- Irvine = $9.09M
- Lancaster = $13.99M
- Long Beach = $5.11M
- Los Angeles = $10.56M
- Modesto = $11.96M
- Moreno Valley = $7.84M
- Newport Beach = $11.92M
- Oakland = $9.41M
- Oceanside = $9.92M
- Ontario = $28.41M
- Orange = $8.53M
- Oxnard = $9.58M
- Palmdale = $9.77M
- Pasadena = $8.32M
- Pomona = $9.15M
- Rancho Cucamonga = $5.62M
- Riverside = $7.10M
- Roseville = $6.11M
- Sacramento = $25.18M
- Salinas = $9.70M
- San Bernardino = $10.88M
- San Diego = $39.56M
- San Francisco = $11.66M
- San Jose = $5.77M
- San Mateo = $9.59M
- Santa Ana = $10.83M
- Santa Barbara = $6.29M
- Santa Clara = $4.41M
- Santa Clarita = $7.57M
- Santa Monica = $8.26M
- Santa Rosa = $10.30M
- Simi Valley = $5.60M
- Stockton = $9.71M
- Sunnyvale = $5.26M
- Thousand Oaks = $9.96M
- Torrance = $5.89M
- Vallejo = $8.36M
- Ventura = $7.78M
- Visalia = $14.42M
Month First Achieved Financial Independence
- Anaheim = 66.00 Years (792 Months)
- Arden-Arcade = 53.25 Years (639 Months)
- Bakersfield = 33.75 Years (405 Months)
- Berkeley = 76.50 Years (918 Months)
- Burbank = 73.25 Years (879 Months)
- Carlsbad = 72.25 Years (867 Months)
- Chula Vista = 72.25 Years (867 Months)
- Concord = 66.25 Years (795 Months)
- Corona = 54.25 Years (651 Months)
- Costa Mesa = 71.25 Years (855 Months)
- Elk Grove = 66.08 Years (793 Months)
- Escondido = 58.92 Years (707 Months)
- Fontana = 54.25 Years (651 Months)
- Fremont = 86.25 Years (1035 Months)
- Fresno = 54.25 Years (651 Months)
- Fullerton = 75.25 Years (903 Months)
- Garden Grove = 70.00 Years (840 Months)
- Hayward = 71.25 Years (855 Months)
- Huntington Beach = 47.25 Years (567 Months)
- Inglewood = 50.25 Years (603 Months)
- Irvine = 65.00 Years (780 Months)
- Lancaster = 36.25 Years (435 Months)
- Long Beach = 75.25 Years (903 Months)
- Los Angeles = 56.25 Years (675 Months)
- Modesto = 37.50 Years (450 Months)
- Moreno Valley = 50.67 Years (608 Months)
- Newport Beach = 72.25 Years (867 Months)
- Oakland = 54.25 Years (651 Months)
- Oceanside = 54.25 Years (651 Months)
- Ontario = 16.75 Years (201 Months)
- Orange = 63.08 Years (757 Months)
- Oxnard = 52.25 Years (627 Months)
- Palmdale = 45.25 Years (543 Months)
- Pasadena = 69.25 Years (831 Months)
- Pomona = 50.25 Years (603 Months)
- Rancho Cucamonga = 69.25 Years (831 Months)
- Riverside = 58.25 Years (699 Months)
- Roseville = 65.25 Years (783 Months)
- Sacramento = 22.33 Years (268 Months)
- Salinas = 51.00 Years (612 Months)
- San Bernardino = 38.50 Years (462 Months)
- San Diego = 28.25 Years (339 Months)
- San Francisco = 57.25 Years (687 Months)
- San Jose = 78.92 Years (947 Months)
- San Mateo = 67.17 Years (806 Months)
- Santa Ana = 51.08 Years (613 Months)
- Santa Barbara = 93.25 Years (1119 Months)
- Santa Clara = 84.83 Years (1018 Months)
- Santa Clarita = 62.58 Years (751 Months)
- Santa Monica = 89.25 Years (1071 Months)
- Santa Rosa = 51.67 Years (620 Months)
- Simi Valley = 71.25 Years (855 Months)
- Stockton = 45.00 Years (540 Months)
- Sunnyvale = 78.17 Years (938 Months)
- Thousand Oaks = 57.83 Years (694 Months)
- Torrance = 78.25 Years (939 Months)
- Vallejo = 51.25 Years (615 Months)
- Ventura = 60.75 Years (729 Months)
- Visalia = 30.25 Years (363 Months)
Buy Non-Owner-Occupant All Cash As Renter
Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
Net Worth at 40 Years
- Anaheim = $4.75M
- Arden-Arcade = $4.72M
- Bakersfield = $5.20M
- Berkeley = $5.04M
- Burbank = $4.93M
- Carlsbad = $5.00M
- Chula Vista = $4.60M
- Concord = $4.60M
- Corona = $4.78M
- Costa Mesa = $4.98M
- Elk Grove = $4.52M
- Escondido = $4.82M
- Fontana = $4.75M
- Fremont = $4.85M
- Fresno = $4.38M
- Fullerton = $4.71M
- Garden Grove = $4.71M
- Hayward = $4.72M
- Huntington Beach = $5.19M
- Inglewood = $4.92M
- Irvine = $5.02M
- Lancaster = $5.64M
- Long Beach = $4.55M
- Los Angeles = $4.96M
- Modesto = $5.49M
- Moreno Valley = $4.77M
- Newport Beach = $6.12M
- Oakland = $4.83M
- Oceanside = $4.87M
- Ontario = $5.30M
- Orange = $4.88M
- Oxnard = $4.87M
- Palmdale = $5.00M
- Pasadena = $5.01M
- Pomona = $4.88M
- Rancho Cucamonga = $4.58M
- Riverside = $4.68M
- Roseville = $4.56M
- Sacramento = $5.70M
- Salinas = $4.92M
- San Bernardino = $5.48M
- San Diego = $5.50M
- San Francisco = $5.07M
- San Jose = $4.81M
- San Mateo = $5.11M
- Santa Ana = $4.96M
- Santa Barbara = $5.45M
- Santa Clara = $5.37M
- Santa Clarita = $4.75M
- Santa Monica = $6.17M
- Santa Rosa = $4.92M
- Simi Valley = $4.58M
- Stockton = $5.02M
- Sunnyvale = $5.38M
- Thousand Oaks = $4.96M
- Torrance = $4.84M
- Vallejo = $4.86M
- Ventura = $4.81M
- Visalia = $5.02M
Month First Achieved Financial Independence
- Anaheim = 65.25 Years (783 Months)
- Arden-Arcade = 52.25 Years (627 Months)
- Bakersfield = 37.25 Years (447 Months)
- Berkeley = 75.25 Years (903 Months)
- Burbank = 71.25 Years (855 Months)
- Carlsbad = 73.25 Years (879 Months)
- Chula Vista = 68.25 Years (819 Months)
- Concord = 63.25 Years (759 Months)
- Corona = 57.33 Years (688 Months)
- Costa Mesa = 71.25 Years (855 Months)
- Elk Grove = 62.25 Years (747 Months)
- Escondido = 61.25 Years (735 Months)
- Fontana = 53.25 Years (639 Months)
- Fremont = 79.25 Years (951 Months)
- Fresno = 49.25 Years (591 Months)
- Fullerton = 71.00 Years (852 Months)
- Garden Grove = 67.25 Years (807 Months)
- Hayward = 69.25 Years (831 Months)
- Huntington Beach = 61.17 Years (734 Months)
- Inglewood = 56.25 Years (675 Months)
- Irvine = 67.92 Years (815 Months)
- Lancaster = 41.92 Years (503 Months)
- Long Beach = 70.25 Years (843 Months)
- Los Angeles = 62.25 Years (747 Months)
- Modesto = 40.33 Years (484 Months)
- Moreno Valley = 50.83 Years (610 Months)
- Newport Beach = 80.25 Years (963 Months)
- Oakland = 58.25 Years (699 Months)
- Oceanside = 59.17 Years (710 Months)
- Ontario = 33.50 Years (402 Months)
- Orange = 65.25 Years (783 Months)
- Oxnard = 56.25 Years (675 Months)
- Palmdale = 48.25 Years (579 Months)
- Pasadena = 70.42 Years (845 Months)
- Pomona = 53.25 Years (639 Months)
- Rancho Cucamonga = 66.25 Years (795 Months)
- Riverside = 56.42 Years (677 Months)
- Roseville = 61.25 Years (735 Months)
- Sacramento = 37.25 Years (447 Months)
- Salinas = 54.25 Years (651 Months)
- San Bernardino = 40.42 Years (485 Months)
- San Diego = 51.33 Years (616 Months)
- San Francisco = 65.42 Years (785 Months)
- San Jose = 76.25 Years (915 Months)
- San Mateo = 71.25 Years (855 Months)
- Santa Ana = 56.25 Years (675 Months)
- Santa Barbara = 87.33 Years (1048 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 62.83 Years (754 Months)
- Santa Monica = 89.25 Years (1071 Months)
- Santa Rosa = 55.25 Years (663 Months)
- Simi Valley = 68.25 Years (819 Months)
- Stockton = 46.25 Years (555 Months)
- Sunnyvale = 97.17 Years (1166 Months)
- Thousand Oaks = 62.83 Years (754 Months)
- Torrance = 75.25 Years (903 Months)
- Vallejo = 52.17 Years (626 Months)
- Ventura = 62.25 Years (747 Months)
- Visalia = 35.58 Years (427 Months)
3% Property Price Discount While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
Net Worth at 40 Years
- Anaheim = $8.08M
- Arden-Arcade = $8.16M
- Bakersfield = $13.95M
- Berkeley = $8.10M
- Burbank = $7.91M
- Carlsbad = $8.76M
- Chula Vista = $6.42M
- Concord = $6.92M
- Corona = $10.03M
- Costa Mesa = $9.07M
- Elk Grove = $6.60M
- Escondido = $9.61M
- Fontana = $8.29M
- Fremont = $5.81M
- Fresno = $5.74M
- Fullerton = $6.46M
- Garden Grove = $7.14M
- Hayward = $7.29M
- Huntington Beach = $23.30M
- Inglewood = $13.59M
- Irvine = $10.59M
- Lancaster = $16.42M
- Long Beach = $5.69M
- Los Angeles = $12.26M
- Modesto = $13.50M
- Moreno Valley = $9.17M
- Newport Beach = $13.98M
- Oakland = $11.01M
- Oceanside = $11.60M
- Ontario = $29.04M
- Orange = $9.79M
- Oxnard = $11.32M
- Palmdale = $11.67M
- Pasadena = $9.63M
- Pomona = $10.64M
- Rancho Cucamonga = $6.39M
- Riverside = $8.32M
- Roseville = $6.85M
- Sacramento = $28.15M
- Salinas = $11.38M
- San Bernardino = $12.70M
- San Diego = $42.89M
- San Francisco = $13.42M
- San Jose = $6.44M
- San Mateo = $11.16M
- Santa Ana = $12.79M
- Santa Barbara = $6.67M
- Santa Clara = $4.59M
- Santa Clarita = $8.88M
- Santa Monica = $9.03M
- Santa Rosa = $12.04M
- Simi Valley = $6.34M
- Stockton = $11.35M
- Sunnyvale = $5.48M
- Thousand Oaks = $11.66M
- Torrance = $6.68M
- Vallejo = $9.78M
- Ventura = $9.09M
- Visalia = $16.02M
Month First Achieved Financial Independence
- Anaheim = 64.50 Years (774 Months)
- Arden-Arcade = 51.00 Years (612 Months)
- Bakersfield = 31.58 Years (379 Months)
- Berkeley = 72.25 Years (867 Months)
- Burbank = 69.67 Years (836 Months)
- Carlsbad = 69.83 Years (838 Months)
- Chula Vista = 69.25 Years (831 Months)
- Concord = 64.42 Years (773 Months)
- Corona = 52.25 Years (627 Months)
- Costa Mesa = 67.25 Years (807 Months)
- Elk Grove = 64.08 Years (769 Months)
- Escondido = 57.25 Years (687 Months)
- Fontana = 52.25 Years (627 Months)
- Fremont = 82.42 Years (989 Months)
- Fresno = 51.58 Years (619 Months)
- Fullerton = 72.25 Years (867 Months)
- Garden Grove = 67.08 Years (805 Months)
- Hayward = 67.42 Years (809 Months)
- Huntington Beach = 44.25 Years (531 Months)
- Inglewood = 47.50 Years (570 Months)
- Irvine = 62.25 Years (747 Months)
- Lancaster = 33.25 Years (399 Months)
- Long Beach = 74.25 Years (891 Months)
- Los Angeles = 54.25 Years (651 Months)
- Modesto = 35.25 Years (423 Months)
- Moreno Valley = 47.67 Years (572 Months)
- Newport Beach = 69.25 Years (831 Months)
- Oakland = 52.25 Years (627 Months)
- Oceanside = 51.92 Years (623 Months)
- Ontario = 15.67 Years (188 Months)
- Orange = 59.25 Years (711 Months)
- Oxnard = 49.58 Years (595 Months)
- Palmdale = 43.08 Years (517 Months)
- Pasadena = 66.25 Years (795 Months)
- Pomona = 48.25 Years (579 Months)
- Rancho Cucamonga = 67.58 Years (811 Months)
- Riverside = 55.25 Years (663 Months)
- Roseville = 63.00 Years (756 Months)
- Sacramento = 19.42 Years (233 Months)
- Salinas = 48.42 Years (581 Months)
- San Bernardino = 36.25 Years (435 Months)
- San Diego = 26.58 Years (319 Months)
- San Francisco = 55.25 Years (663 Months)
- San Jose = 78.25 Years (939 Months)
- San Mateo = 63.25 Years (759 Months)
- Santa Ana = 48.25 Years (579 Months)
- Santa Barbara = 92.25 Years (1107 Months)
- Santa Clara = 84.50 Years (1014 Months)
- Santa Clarita = 59.92 Years (719 Months)
- Santa Monica = 87.25 Years (1047 Months)
- Santa Rosa = 48.25 Years (579 Months)
- Simi Valley = 69.25 Years (831 Months)
- Stockton = 42.25 Years (507 Months)
- Sunnyvale = 77.75 Years (933 Months)
- Thousand Oaks = 54.25 Years (651 Months)
- Torrance = 76.25 Years (915 Months)
- Vallejo = 48.25 Years (579 Months)
- Ventura = 58.33 Years (700 Months)
- Visalia = 27.25 Years (327 Months)
Nomad™ and Payoff OO if Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
Net Worth at 40 Years
- Anaheim = $7.22M
- Arden-Arcade = $6.95M
- Bakersfield = $11.54M
- Berkeley = $7.09M
- Burbank = $6.93M
- Carlsbad = $7.62M
- Chula Vista = $5.67M
- Concord = $6.17M
- Corona = $8.57M
- Costa Mesa = $7.70M
- Elk Grove = $5.78M
- Escondido = $8.46M
- Fontana = $7.16M
- Fremont = $5.21M
- Fresno = $5.15M
- Fullerton = $5.76M
- Garden Grove = $6.25M
- Hayward = $6.27M
- Huntington Beach = $19.34M
- Inglewood = $11.46M
- Irvine = $9.09M
- Lancaster = $13.99M
- Long Beach = $5.11M
- Los Angeles = $10.56M
- Modesto = $11.96M
- Moreno Valley = $7.84M
- Newport Beach = $11.92M
- Oakland = $9.41M
- Oceanside = $9.92M
- Ontario = $28.41M
- Orange = $8.53M
- Oxnard = $9.58M
- Palmdale = $9.77M
- Pasadena = $8.32M
- Pomona = $9.15M
- Rancho Cucamonga = $5.62M
- Riverside = $7.10M
- Roseville = $6.11M
- Sacramento = $25.18M
- Salinas = $9.70M
- San Bernardino = $10.91M
- San Diego = $39.56M
- San Francisco = $11.66M
- San Jose = $5.77M
- San Mateo = $9.59M
- Santa Ana = $10.83M
- Santa Barbara = $6.29M
- Santa Clara = $4.41M
- Santa Clarita = $7.57M
- Santa Monica = $8.26M
- Santa Rosa = $10.30M
- Simi Valley = $5.60M
- Stockton = $9.71M
- Sunnyvale = $5.26M
- Thousand Oaks = $9.96M
- Torrance = $5.89M
- Vallejo = $8.36M
- Ventura = $7.78M
- Visalia = $14.42M
Month First Achieved Financial Independence
- Anaheim = 66.00 Years (792 Months)
- Arden-Arcade = 53.25 Years (639 Months)
- Bakersfield = 33.92 Years (407 Months)
- Berkeley = 76.50 Years (918 Months)
- Burbank = 73.25 Years (879 Months)
- Carlsbad = 72.25 Years (867 Months)
- Chula Vista = 72.25 Years (867 Months)
- Concord = 66.25 Years (795 Months)
- Corona = 54.25 Years (651 Months)
- Costa Mesa = 71.25 Years (855 Months)
- Elk Grove = 66.08 Years (793 Months)
- Escondido = 58.92 Years (707 Months)
- Fontana = 54.25 Years (651 Months)
- Fremont = 86.25 Years (1035 Months)
- Fresno = 50.67 Years (608 Months)
- Fullerton = 75.25 Years (903 Months)
- Garden Grove = 70.00 Years (840 Months)
- Hayward = 71.25 Years (855 Months)
- Huntington Beach = 47.25 Years (567 Months)
- Inglewood = 50.25 Years (603 Months)
- Irvine = 65.00 Years (780 Months)
- Lancaster = 36.25 Years (435 Months)
- Long Beach = 75.25 Years (903 Months)
- Los Angeles = 56.25 Years (675 Months)
- Modesto = 37.50 Years (450 Months)
- Moreno Valley = 50.67 Years (608 Months)
- Newport Beach = 72.25 Years (867 Months)
- Oakland = 54.25 Years (651 Months)
- Oceanside = 54.25 Years (651 Months)
- Ontario = 16.75 Years (201 Months)
- Orange = 63.08 Years (757 Months)
- Oxnard = 52.25 Years (627 Months)
- Palmdale = 45.25 Years (543 Months)
- Pasadena = 69.25 Years (831 Months)
- Pomona = 50.25 Years (603 Months)
- Rancho Cucamonga = 69.25 Years (831 Months)
- Riverside = 58.25 Years (699 Months)
- Roseville = 65.25 Years (783 Months)
- Sacramento = 22.33 Years (268 Months)
- Salinas = 51.00 Years (612 Months)
- San Bernardino = 38.58 Years (463 Months)
- San Diego = 28.25 Years (339 Months)
- San Francisco = 57.25 Years (687 Months)
- San Jose = 78.92 Years (947 Months)
- San Mateo = 67.17 Years (806 Months)
- Santa Ana = 51.08 Years (613 Months)
- Santa Barbara = 93.25 Years (1119 Months)
- Santa Clara = 84.83 Years (1018 Months)
- Santa Clarita = 62.58 Years (751 Months)
- Santa Monica = 89.25 Years (1071 Months)
- Santa Rosa = 51.67 Years (620 Months)
- Simi Valley = 71.25 Years (855 Months)
- Stockton = 45.00 Years (540 Months)
- Sunnyvale = 78.17 Years (938 Months)
- Thousand Oaks = 57.83 Years (694 Months)
- Torrance = 78.25 Years (939 Months)
- Vallejo = 51.25 Years (615 Months)
- Ventura = 60.75 Years (729 Months)
- Visalia = 30.25 Years (363 Months)
Buy Non-Owner-Occupant All Cash
Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
Net Worth at 40 Years
- Anaheim = $6.49M
- Arden-Arcade = $6.28M
- Bakersfield = $7.47M
- Berkeley = $6.97M
- Burbank = $6.69M
- Carlsbad = $7.23M
- Chula Vista = $5.59M
- Concord = $5.77M
- Corona = $7.08M
- Costa Mesa = $7.24M
- Elk Grove = $5.49M
- Escondido = $6.98M
- Fontana = $6.47M
- Fremont = $5.33M
- Fresno = $5.05M
- Fullerton = $5.68M
- Garden Grove = $6.00M
- Hayward = $6.04M
- Huntington Beach = $11.66M
- Inglewood = $8.23M
- Irvine = $7.92M
- Lancaster = $7.30M
- Long Beach = $5.14M
- Los Angeles = $8.24M
- Modesto = $6.69M
- Moreno Valley = $6.57M
- Newport Beach = $11.19M
- Oakland = $7.48M
- Oceanside = $7.67M
- Ontario = $10.89M
- Orange = $7.31M
- Oxnard = $7.33M
- Palmdale = $7.33M
- Pasadena = $7.58M
- Pomona = $7.11M
- Rancho Cucamonga = $5.46M
- Riverside = $6.16M
- Roseville = $5.65M
- Sacramento = $10.64M
- Salinas = $7.72M
- San Bernardino = $6.72M
- San Diego = $15.94M
- San Francisco = $9.07M
- San Jose = $5.79M
- San Mateo = $8.48M
- Santa Ana = $8.22M
- Santa Barbara = $6.29M
- Santa Clara = $4.41M
- Santa Clarita = $6.64M
- Santa Monica = $8.26M
- Santa Rosa = $7.67M
- Simi Valley = $5.51M
- Stockton = $6.67M
- Sunnyvale = $5.26M
- Thousand Oaks = $8.06M
- Torrance = $5.90M
- Vallejo = $6.94M
- Ventura = $6.81M
- Visalia = $7.67M
Month First Achieved Financial Independence
- Anaheim = 54.25 Years (651 Months)
- Arden-Arcade = 43.25 Years (519 Months)
- Bakersfield = 33.17 Years (398 Months)
- Berkeley = 62.42 Years (749 Months)
- Burbank = 59.75 Years (717 Months)
- Carlsbad = 60.17 Years (722 Months)
- Chula Vista = 58.25 Years (699 Months)
- Concord = 53.42 Years (641 Months)
- Corona = 47.00 Years (564 Months)
- Costa Mesa = 58.00 Years (696 Months)
- Elk Grove = 54.00 Years (648 Months)
- Escondido = 50.25 Years (603 Months)
- Fontana = 44.33 Years (532 Months)
- Fremont = 70.25 Years (843 Months)
- Fresno = 42.50 Years (510 Months)
- Fullerton = 60.33 Years (724 Months)
- Garden Grove = 56.83 Years (682 Months)
- Hayward = 58.25 Years (699 Months)
- Huntington Beach = 44.75 Years (537 Months)
- Inglewood = 43.83 Years (526 Months)
- Irvine = 54.42 Years (653 Months)
- Lancaster = 33.92 Years (407 Months)
- Long Beach = 61.92 Years (743 Months)
- Los Angeles = 48.75 Years (585 Months)
- Modesto = 33.50 Years (402 Months)
- Moreno Valley = 42.25 Years (507 Months)
- Newport Beach = 60.75 Years (729 Months)
- Oakland = 46.58 Years (559 Months)
- Oceanside = 47.25 Years (567 Months)
- Ontario = 25.92 Years (311 Months)
- Orange = 52.75 Years (633 Months)
- Oxnard = 46.25 Years (555 Months)
- Palmdale = 40.00 Years (480 Months)
- Pasadena = 57.08 Years (685 Months)
- Pomona = 43.92 Years (527 Months)
- Rancho Cucamonga = 57.58 Years (691 Months)
- Riverside = 48.00 Years (576 Months)
- Roseville = 52.50 Years (630 Months)
- Sacramento = 29.25 Years (351 Months)
- Salinas = 43.25 Years (519 Months)
- San Bernardino = 33.58 Years (403 Months)
- San Diego = 37.67 Years (452 Months)
- San Francisco = 50.25 Years (603 Months)
- San Jose = 65.50 Years (786 Months)
- San Mateo = 56.25 Years (675 Months)
- Santa Ana = 43.83 Years (526 Months)
- Santa Barbara = 75.00 Years (900 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 52.25 Years (627 Months)
- Santa Monica = 73.92 Years (887 Months)
- Santa Rosa = 44.58 Years (535 Months)
- Simi Valley = 58.58 Years (703 Months)
- Stockton = 38.25 Years (459 Months)
- Sunnyvale = 85.92 Years (1031 Months)
- Thousand Oaks = 49.25 Years (591 Months)
- Torrance = 65.08 Years (781 Months)
- Vallejo = 42.42 Years (509 Months)
- Ventura = 51.25 Years (615 Months)
- Visalia = 31.25 Years (375 Months)
Nomad™ and Sell SOME Rentals to Payoff Others if FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
Net Worth at 40 Years
- Anaheim = $7.12M
- Arden-Arcade = $7.05M
- Bakersfield = $9.33M
- Berkeley = $7.08M
- Burbank = $6.92M
- Carlsbad = $7.60M
- Chula Vista = $5.66M
- Concord = $6.12M
- Corona = $8.55M
- Costa Mesa = $7.66M
- Elk Grove = $5.70M
- Escondido = $8.46M
- Fontana = $7.28M
- Fremont = $5.20M
- Fresno = $5.22M
- Fullerton = $5.75M
- Garden Grove = $6.24M
- Hayward = $6.24M
- Huntington Beach = $19.34M
- Inglewood = $11.46M
- Irvine = $8.92M
- Lancaster = $10.00M
- Long Beach = $5.10M
- Los Angeles = $10.56M
- Modesto = $9.55M
- Moreno Valley = $7.91M
- Newport Beach = $11.97M
- Oakland = $9.41M
- Oceanside = $9.92M
- Ontario = $24.08M
- Orange = $8.50M
- Oxnard = $9.58M
- Palmdale = $9.09M
- Pasadena = $8.20M
- Pomona = $9.15M
- Rancho Cucamonga = $5.62M
- Riverside = $7.10M
- Roseville = $6.08M
- Sacramento = $19.23M
- Salinas = $9.93M
- San Bernardino = $8.98M
- San Diego = $27.08M
- San Francisco = $11.66M
- San Jose = $5.76M
- San Mateo = $9.42M
- Santa Ana = $10.85M
- Santa Barbara = $6.29M
- Santa Clara = $4.41M
- Santa Clarita = $7.53M
- Santa Monica = $8.26M
- Santa Rosa = $10.30M
- Simi Valley = $5.59M
- Stockton = $8.12M
- Sunnyvale = $5.26M
- Thousand Oaks = $9.96M
- Torrance = $5.88M
- Vallejo = $8.54M
- Ventura = $7.75M
- Visalia = $10.92M
Month First Achieved Financial Independence
- Anaheim = 56.75 Years (681 Months)
- Arden-Arcade = 47.00 Years (564 Months)
- Bakersfield = 28.17 Years (338 Months)
- Berkeley = 70.58 Years (847 Months)
- Burbank = 65.33 Years (784 Months)
- Carlsbad = 65.25 Years (783 Months)
- Chula Vista = 65.50 Years (786 Months)
- Concord = 60.50 Years (726 Months)
- Corona = 48.58 Years (583 Months)
- Costa Mesa = 62.33 Years (748 Months)
- Elk Grove = 59.42 Years (713 Months)
- Escondido = 51.00 Years (612 Months)
- Fontana = 47.75 Years (573 Months)
- Fremont = 82.25 Years (987 Months)
- Fresno = 48.42 Years (581 Months)
- Fullerton = 68.83 Years (826 Months)
- Garden Grove = 64.17 Years (770 Months)
- Hayward = 65.33 Years (784 Months)
- Huntington Beach = 41.17 Years (494 Months)
- Inglewood = 42.42 Years (509 Months)
- Irvine = 57.42 Years (689 Months)
- Lancaster = 29.25 Years (351 Months)
- Long Beach = 69.42 Years (833 Months)
- Los Angeles = 50.25 Years (603 Months)
- Modesto = 31.08 Years (373 Months)
- Moreno Valley = 43.75 Years (525 Months)
- Newport Beach = 65.58 Years (787 Months)
- Oakland = 48.25 Years (579 Months)
- Oceanside = 48.00 Years (576 Months)
- Ontario = 16.75 Years (201 Months)
- Orange = 54.83 Years (658 Months)
- Oxnard = 45.92 Years (551 Months)
- Palmdale = 38.50 Years (462 Months)
- Pasadena = 60.33 Years (724 Months)
- Pomona = 44.42 Years (533 Months)
- Rancho Cucamonga = 63.83 Years (766 Months)
- Riverside = 49.58 Years (595 Months)
- Roseville = 58.00 Years (696 Months)
- Sacramento = 21.25 Years (255 Months)
- Salinas = 42.17 Years (506 Months)
- San Bernardino = 32.33 Years (388 Months)
- San Diego = 26.42 Years (317 Months)
- San Francisco = 49.33 Years (592 Months)
- San Jose = 73.08 Years (877 Months)
- San Mateo = 59.75 Years (717 Months)
- Santa Ana = 43.25 Years (519 Months)
- Santa Barbara = 87.33 Years (1048 Months)
- Santa Clara = 84.83 Years (1018 Months)
- Santa Clarita = 53.33 Years (640 Months)
- Santa Monica = 84.42 Years (1013 Months)
- Santa Rosa = 44.83 Years (538 Months)
- Simi Valley = 65.67 Years (788 Months)
- Stockton = 35.25 Years (423 Months)
- Sunnyvale = 78.17 Years (938 Months)
- Thousand Oaks = 51.58 Years (619 Months)
- Torrance = 72.58 Years (871 Months)
- Vallejo = 44.42 Years (533 Months)
- Ventura = 54.33 Years (652 Months)
- Visalia = 25.50 Years (306 Months)
3% Commission While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
Net Worth at 40 Years
- Anaheim = $8.11M
- Arden-Arcade = $7.48M
- Bakersfield = $12.00M
- Berkeley = $7.97M
- Burbank = $7.83M
- Carlsbad = $8.76M
- Chula Vista = $6.28M
- Concord = $6.73M
- Corona = $9.29M
- Costa Mesa = $8.87M
- Elk Grove = $6.46M
- Escondido = $9.58M
- Fontana = $7.65M
- Fremont = $5.73M
- Fresno = $5.48M
- Fullerton = $6.32M
- Garden Grove = $7.14M
- Hayward = $7.14M
- Huntington Beach = $22.13M
- Inglewood = $12.53M
- Irvine = $10.54M
- Lancaster = $14.56M
- Long Beach = $5.59M
- Los Angeles = $11.84M
- Modesto = $12.00M
- Moreno Valley = $8.45M
- Newport Beach = $13.77M
- Oakland = $10.28M
- Oceanside = $11.29M
- Ontario = $29.29M
- Orange = $9.59M
- Oxnard = $10.60M
- Palmdale = $10.50M
- Pasadena = $9.62M
- Pomona = $9.97M
- Rancho Cucamonga = $6.24M
- Riverside = $7.99M
- Roseville = $6.68M
- Sacramento = $26.41M
- Salinas = $10.42M
- San Bernardino = $11.14M
- San Diego = $43.33M
- San Francisco = $13.16M
- San Jose = $6.44M
- San Mateo = $10.93M
- Santa Ana = $11.73M
- Santa Barbara = $6.43M
- Santa Clara = $4.49M
- Santa Clarita = $8.57M
- Santa Monica = $8.92M
- Santa Rosa = $11.63M
- Simi Valley = $6.34M
- Stockton = $10.41M
- Sunnyvale = $5.36M
- Thousand Oaks = $11.31M
- Torrance = $6.59M
- Vallejo = $9.02M
- Ventura = $8.60M
- Visalia = $14.93M
Month First Achieved Financial Independence
- Anaheim = 63.25 Years (759 Months)
- Arden-Arcade = 51.92 Years (623 Months)
- Bakersfield = 33.17 Years (398 Months)
- Berkeley = 73.33 Years (880 Months)
- Burbank = 70.25 Years (843 Months)
- Carlsbad = 69.50 Years (834 Months)
- Chula Vista = 70.25 Years (843 Months)
- Concord = 64.25 Years (771 Months)
- Corona = 53.92 Years (647 Months)
- Costa Mesa = 68.25 Years (819 Months)
- Elk Grove = 63.25 Years (759 Months)
- Escondido = 56.25 Years (675 Months)
- Fontana = 53.17 Years (638 Months)
- Fremont = 83.00 Years (996 Months)
- Fresno = 51.25 Years (615 Months)
- Fullerton = 73.25 Years (879 Months)
- Garden Grove = 67.25 Years (807 Months)
- Hayward = 68.17 Years (818 Months)
- Huntington Beach = 45.25 Years (543 Months)
- Inglewood = 48.58 Years (583 Months)
- Irvine = 61.25 Years (735 Months)
- Lancaster = 35.25 Years (423 Months)
- Long Beach = 73.25 Years (879 Months)
- Los Angeles = 54.25 Years (651 Months)
- Modesto = 35.58 Years (427 Months)
- Moreno Valley = 49.42 Years (593 Months)
- Newport Beach = 68.42 Years (821 Months)
- Oakland = 52.67 Years (632 Months)
- Oceanside = 51.33 Years (616 Months)
- Ontario = 15.92 Years (191 Months)
- Orange = 60.25 Years (723 Months)
- Oxnard = 50.25 Years (603 Months)
- Palmdale = 44.25 Years (531 Months)
- Pasadena = 65.50 Years (786 Months)
- Pomona = 49.25 Years (591 Months)
- Rancho Cucamonga = 66.83 Years (802 Months)
- Riverside = 55.25 Years (663 Months)
- Roseville = 62.25 Years (747 Months)
- Sacramento = 22.25 Years (267 Months)
- Salinas = 49.25 Years (591 Months)
- San Bernardino = 37.25 Years (447 Months)
- San Diego = 27.25 Years (327 Months)
- San Francisco = 55.33 Years (664 Months)
- San Jose = 76.17 Years (914 Months)
- San Mateo = 63.08 Years (757 Months)
- Santa Ana = 49.25 Years (591 Months)
- Santa Barbara = 91.25 Years (1095 Months)
- Santa Clara = 84.75 Years (1017 Months)
- Santa Clarita = 59.92 Years (719 Months)
- Santa Monica = 86.67 Years (1040 Months)
- Santa Rosa = 48.33 Years (580 Months)
- Simi Valley = 68.25 Years (819 Months)
- Stockton = 42.58 Years (511 Months)
- Sunnyvale = 78.17 Years (938 Months)
- Thousand Oaks = 55.50 Years (666 Months)
- Torrance = 75.25 Years (903 Months)
- Vallejo = 50.00 Years (600 Months)
- Ventura = 58.25 Years (699 Months)
- Visalia = 29.25 Years (351 Months)
20% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
Net Worth at 40 Years
- Anaheim = $7.00M
- Arden-Arcade = $7.46M
- Bakersfield = $13.50M
- Berkeley = $7.13M
- Burbank = $6.94M
- Carlsbad = $7.57M
- Chula Vista = $5.75M
- Concord = $6.06M
- Corona = $8.55M
- Costa Mesa = $7.65M
- Elk Grove = $5.77M
- Escondido = $7.96M
- Fontana = $7.64M
- Fremont = $5.31M
- Fresno = $5.47M
- Fullerton = $5.76M
- Garden Grove = $6.29M
- Hayward = $6.30M
- Huntington Beach = $16.96M
- Inglewood = $10.86M
- Irvine = $8.77M
- Lancaster = $13.67M
- Long Beach = $5.16M
- Los Angeles = $10.00M
- Modesto = $12.48M
- Moreno Valley = $8.27M
- Newport Beach = $11.66M
- Oakland = $9.08M
- Oceanside = $9.45M
- Ontario = $23.76M
- Orange = $8.18M
- Oxnard = $9.17M
- Palmdale = $10.35M
- Pasadena = $8.17M
- Pomona = $8.96M
- Rancho Cucamonga = $5.60M
- Riverside = $7.08M
- Roseville = $6.06M
- Sacramento = $22.97M
- Salinas = $10.23M
- San Bernardino = $12.51M
- San Diego = $32.63M
- San Francisco = $10.95M
- San Jose = $5.85M
- San Mateo = $9.30M
- Santa Ana = $10.60M
- Santa Barbara = $6.29M
- Santa Clara = $4.41M
- Santa Clarita = $7.44M
- Santa Monica = $8.26M
- Santa Rosa = $9.81M
- Simi Valley = $5.67M
- Stockton = $10.23M
- Sunnyvale = $5.26M
- Thousand Oaks = $9.51M
- Torrance = $5.97M
- Vallejo = $8.80M
- Ventura = $7.62M
- Visalia = $14.57M
Month First Achieved Financial Independence
- Anaheim = 64.33 Years (772 Months)
- Arden-Arcade = 52.25 Years (627 Months)
- Bakersfield = 32.25 Years (387 Months)
- Berkeley = 75.58 Years (907 Months)
- Burbank = 72.25 Years (867 Months)
- Carlsbad = 71.25 Years (855 Months)
- Chula Vista = 71.25 Years (855 Months)
- Concord = 66.25 Years (795 Months)
- Corona = 55.17 Years (662 Months)
- Costa Mesa = 68.75 Years (825 Months)
- Elk Grove = 66.25 Years (795 Months)
- Escondido = 58.67 Years (704 Months)
- Fontana = 53.33 Years (640 Months)
- Fremont = 86.83 Years (1042 Months)
- Fresno = 54.00 Years (648 Months)
- Fullerton = 74.58 Years (895 Months)
- Garden Grove = 69.58 Years (835 Months)
- Hayward = 71.00 Years (852 Months)
- Huntington Beach = 47.25 Years (567 Months)
- Inglewood = 49.25 Years (591 Months)
- Irvine = 64.25 Years (771 Months)
- Lancaster = 33.92 Years (407 Months)
- Long Beach = 76.25 Years (915 Months)
- Los Angeles = 55.83 Years (670 Months)
- Modesto = 34.25 Years (411 Months)
- Moreno Valley = 49.25 Years (591 Months)
- Newport Beach = 70.25 Years (843 Months)
- Oakland = 54.25 Years (651 Months)
- Oceanside = 53.83 Years (646 Months)
- Ontario = 19.92 Years (239 Months)
- Orange = 62.17 Years (746 Months)
- Oxnard = 52.25 Years (627 Months)
- Palmdale = 43.25 Years (519 Months)
- Pasadena = 66.83 Years (802 Months)
- Pomona = 50.25 Years (603 Months)
- Rancho Cucamonga = 70.25 Years (843 Months)
- Riverside = 56.25 Years (675 Months)
- Roseville = 64.25 Years (771 Months)
- Sacramento = 24.25 Years (291 Months)
- Salinas = 48.25 Years (579 Months)
- San Bernardino = 34.92 Years (419 Months)
- San Diego = 32.25 Years (387 Months)
- San Francisco = 56.58 Years (679 Months)
- San Jose = 79.25 Years (951 Months)
- San Mateo = 66.25 Years (795 Months)
- Santa Ana = 50.25 Years (603 Months)
- Santa Barbara = 93.25 Years (1119 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 60.25 Years (723 Months)
- Santa Monica = 88.33 Years (1060 Months)
- Santa Rosa = 50.25 Years (603 Months)
- Simi Valley = 71.25 Years (855 Months)
- Stockton = 42.08 Years (505 Months)
- Sunnyvale = 0.00 Years (0 Months)
- Thousand Oaks = 57.25 Years (687 Months)
- Torrance = 78.25 Years (939 Months)
- Vallejo = 49.25 Years (591 Months)
- Ventura = 60.50 Years (726 Months)
- Visalia = 29.42 Years (353 Months)
.25 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Anaheim = $6.56M
- Arden-Arcade = $6.44M
- Bakersfield = $10.52M
- Berkeley = $6.63M
- Burbank = $6.43M
- Carlsbad = $7.03M
- Chula Vista = $5.32M
- Concord = $5.68M
- Corona = $7.70M
- Costa Mesa = $7.20M
- Elk Grove = $5.37M
- Escondido = $7.68M
- Fontana = $6.64M
- Fremont = $4.86M
- Fresno = $4.87M
- Fullerton = $5.34M
- Garden Grove = $5.85M
- Hayward = $5.85M
- Huntington Beach = $16.67M
- Inglewood = $10.18M
- Irvine = $8.38M
- Lancaster = $12.85M
- Long Beach = $4.75M
- Los Angeles = $9.53M
- Modesto = $10.44M
- Moreno Valley = $7.10M
- Newport Beach = $11.04M
- Oakland = $8.46M
- Oceanside = $9.09M
- Ontario = $26.37M
- Orange = $7.74M
- Oxnard = $8.67M
- Palmdale = $9.01M
- Pasadena = $7.73M
- Pomona = $8.34M
- Rancho Cucamonga = $5.19M
- Riverside = $6.62M
- Roseville = $5.64M
- Sacramento = $21.95M
- Salinas = $8.79M
- San Bernardino = $9.97M
- San Diego = $35.64M
- San Francisco = $10.55M
- San Jose = $5.41M
- San Mateo = $8.73M
- Santa Ana = $9.69M
- Santa Barbara = $6.11M
- Santa Clara = $4.26M
- Santa Clarita = $7.04M
- Santa Monica = $7.97M
- Santa Rosa = $9.18M
- Simi Valley = $5.27M
- Stockton = $8.75M
- Sunnyvale = $5.10M
- Thousand Oaks = $9.08M
- Torrance = $5.53M
- Vallejo = $7.62M
- Ventura = $7.21M
- Visalia = $13.20M
Month First Achieved Financial Independence
- Anaheim = 67.67 Years (812 Months)
- Arden-Arcade = 55.25 Years (663 Months)
- Bakersfield = 35.25 Years (423 Months)
- Berkeley = 79.25 Years (951 Months)
- Burbank = 73.83 Years (886 Months)
- Carlsbad = 75.25 Years (903 Months)
- Chula Vista = 72.75 Years (873 Months)
- Concord = 66.83 Years (802 Months)
- Corona = 56.58 Years (679 Months)
- Costa Mesa = 71.42 Years (857 Months)
- Elk Grove = 67.08 Years (805 Months)
- Escondido = 61.33 Years (736 Months)
- Fontana = 56.25 Years (675 Months)
- Fremont = 89.25 Years (1071 Months)
- Fresno = 54.25 Years (651 Months)
- Fullerton = 76.25 Years (915 Months)
- Garden Grove = 72.33 Years (868 Months)
- Hayward = 74.17 Years (890 Months)
- Huntington Beach = 49.33 Years (592 Months)
- Inglewood = 51.75 Years (621 Months)
- Irvine = 65.42 Years (785 Months)
- Lancaster = 37.92 Years (455 Months)
- Long Beach = 77.83 Years (934 Months)
- Los Angeles = 58.50 Years (702 Months)
- Modesto = 38.75 Years (465 Months)
- Moreno Valley = 53.25 Years (639 Months)
- Newport Beach = 73.25 Years (879 Months)
- Oakland = 55.25 Years (663 Months)
- Oceanside = 56.25 Years (675 Months)
- Ontario = 17.92 Years (215 Months)
- Orange = 64.25 Years (771 Months)
- Oxnard = 54.25 Years (651 Months)
- Palmdale = 46.83 Years (562 Months)
- Pasadena = 71.25 Years (855 Months)
- Pomona = 52.42 Years (629 Months)
- Rancho Cucamonga = 72.25 Years (867 Months)
- Riverside = 60.08 Years (721 Months)
- Roseville = 66.25 Years (795 Months)
- Sacramento = 26.25 Years (315 Months)
- Salinas = 51.58 Years (619 Months)
- San Bernardino = 40.25 Years (483 Months)
- San Diego = 31.25 Years (375 Months)
- San Francisco = 58.42 Years (701 Months)
- San Jose = 81.25 Years (975 Months)
- San Mateo = 68.25 Years (819 Months)
- Santa Ana = 53.25 Years (639 Months)
- Santa Barbara = 73.08 Years (877 Months)
- Santa Clara = 85.00 Years (1020 Months)
- Santa Clarita = 64.33 Years (772 Months)
- Santa Monica = 91.25 Years (1095 Months)
- Santa Rosa = 52.58 Years (631 Months)
- Simi Valley = 73.92 Years (887 Months)
- Stockton = 46.25 Years (555 Months)
- Sunnyvale = 78.58 Years (943 Months)
- Thousand Oaks = 58.42 Years (701 Months)
- Torrance = 80.58 Years (967 Months)
- Vallejo = 53.25 Years (639 Months)
- Ventura = 63.00 Years (756 Months)
- Visalia = 32.58 Years (391 Months)
.5 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
Net Worth at 40 Years
- Anaheim = $8.66M
- Arden-Arcade = $8.47M
- Bakersfield = $14.48M
- Berkeley = $8.38M
- Burbank = $8.19M
- Carlsbad = $9.03M
- Chula Vista = $6.70M
- Concord = $7.25M
- Corona = $10.56M
- Costa Mesa = $9.17M
- Elk Grove = $6.77M
- Escondido = $10.13M
- Fontana = $8.64M
- Fremont = $5.99M
- Fresno = $5.96M
- Fullerton = $6.68M
- Garden Grove = $7.42M
- Hayward = $7.41M
- Huntington Beach = $24.38M
- Inglewood = $14.52M
- Irvine = $11.23M
- Lancaster = $16.58M
- Long Beach = $5.90M
- Los Angeles = $12.90M
- Modesto = $14.24M
- Moreno Valley = $9.50M
- Newport Beach = $14.25M
- Oakland = $11.71M
- Oceanside = $12.16M
- Ontario = $29.37M
- Orange = $10.41M
- Oxnard = $11.80M
- Palmdale = $12.84M
- Pasadena = $10.05M
- Pomona = $11.19M
- Rancho Cucamonga = $6.54M
- Riverside = $8.74M
- Roseville = $7.05M
- Sacramento = $29.49M
- Salinas = $11.94M
- San Bernardino = $13.12M
- San Diego = $44.54M
- San Francisco = $14.40M
- San Jose = $6.60M
- San Mateo = $11.47M
- Santa Ana = $13.45M
- Santa Barbara = $6.68M
- Santa Clara = $4.68M
- Santa Clarita = $9.22M
- Santa Monica = $9.13M
- Santa Rosa = $12.78M
- Simi Valley = $6.61M
- Stockton = $12.15M
- Sunnyvale = $5.59M
- Thousand Oaks = $12.18M
- Torrance = $6.75M
- Vallejo = $10.25M
- Ventura = $9.43M
- Visalia = $16.93M
Month First Achieved Financial Independence
- Anaheim = 62.08 Years (745 Months)
- Arden-Arcade = 49.25 Years (591 Months)
- Bakersfield = 30.25 Years (363 Months)
- Berkeley = 70.75 Years (849 Months)
- Burbank = 68.83 Years (826 Months)
- Carlsbad = 68.92 Years (827 Months)
- Chula Vista = 67.25 Years (807 Months)
- Concord = 62.25 Years (747 Months)
- Corona = 50.25 Years (603 Months)
- Costa Mesa = 67.25 Years (807 Months)
- Elk Grove = 63.00 Years (756 Months)
- Escondido = 55.25 Years (663 Months)
- Fontana = 50.83 Years (610 Months)
- Fremont = 83.25 Years (999 Months)
- Fresno = 50.25 Years (603 Months)
- Fullerton = 70.25 Years (843 Months)
- Garden Grove = 66.25 Years (795 Months)
- Hayward = 67.00 Years (804 Months)
- Huntington Beach = 43.67 Years (524 Months)
- Inglewood = 46.25 Years (555 Months)
- Irvine = 60.25 Years (723 Months)
- Lancaster = 33.08 Years (397 Months)
- Long Beach = 72.42 Years (869 Months)
- Los Angeles = 52.25 Years (627 Months)
- Modesto = 33.83 Years (406 Months)
- Moreno Valley = 46.42 Years (557 Months)
- Newport Beach = 67.25 Years (807 Months)
- Oakland = 50.25 Years (603 Months)
- Oceanside = 50.25 Years (603 Months)
- Ontario = 15.17 Years (182 Months)
- Orange = 58.25 Years (699 Months)
- Oxnard = 48.25 Years (579 Months)
- Palmdale = 41.08 Years (493 Months)
- Pasadena = 64.25 Years (771 Months)
- Pomona = 46.50 Years (558 Months)
- Rancho Cucamonga = 66.25 Years (795 Months)
- Riverside = 53.83 Years (646 Months)
- Roseville = 61.42 Years (737 Months)
- Sacramento = 19.17 Years (230 Months)
- Salinas = 47.25 Years (567 Months)
- San Bernardino = 35.25 Years (423 Months)
- San Diego = 25.50 Years (306 Months)
- San Francisco = 53.58 Years (643 Months)
- San Jose = 78.17 Years (938 Months)
- San Mateo = 63.25 Years (759 Months)
- Santa Ana = 48.25 Years (579 Months)
- Santa Barbara = 91.25 Years (1095 Months)
- Santa Clara = 84.33 Years (1012 Months)
- Santa Clarita = 58.25 Years (699 Months)
- Santa Monica = 85.25 Years (1023 Months)
- Santa Rosa = 47.08 Years (565 Months)
- Simi Valley = 67.25 Years (807 Months)
- Stockton = 40.25 Years (483 Months)
- Sunnyvale = 77.42 Years (929 Months)
- Thousand Oaks = 54.25 Years (651 Months)
- Torrance = 75.25 Years (903 Months)
- Vallejo = 47.42 Years (569 Months)
- Ventura = 56.83 Years (682 Months)
- Visalia = 25.58 Years (307 Months)
No Real Estate, Invest in Stocks
Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
Net Worth at 40 Years
- Anaheim = $4.53M
- Arden-Arcade = $4.19M
- Bakersfield = $4.02M
- Berkeley = $4.99M
- Burbank = $4.82M
- Carlsbad = $4.93M
- Chula Vista = $4.48M
- Concord = $4.40M
- Corona = $4.39M
- Costa Mesa = $4.87M
- Elk Grove = $4.31M
- Escondido = $4.46M
- Fontana = $4.24M
- Fremont = $4.83M
- Fresno = $4.03M
- Fullerton = $4.61M
- Garden Grove = $4.54M
- Hayward = $4.58M
- Huntington Beach = $4.91M
- Inglewood = $4.43M
- Irvine = $4.84M
- Lancaster = $4.10M
- Long Beach = $4.48M
- Los Angeles = $4.64M
- Modesto = $4.09M
- Moreno Valley = $4.17M
- Newport Beach = $6.12M
- Oakland = $4.43M
- Oceanside = $4.48M
- Ontario = $4.07M
- Orange = $4.64M
- Oxnard = $4.36M
- Palmdale = $4.13M
- Pasadena = $4.89M
- Pomona = $4.27M
- Rancho Cucamonga = $4.42M
- Riverside = $4.27M
- Roseville = $4.31M
- Sacramento = $4.15M
- Salinas = $4.35M
- San Bernardino = $4.10M
- San Diego = $4.69M
- San Francisco = $4.87M
- San Jose = $4.76M
- San Mateo = $5.07M
- Santa Ana = $4.46M
- Santa Barbara = $5.45M
- Santa Clara = $5.37M
- Santa Clarita = $4.45M
- Santa Monica = $6.17M
- Santa Rosa = $4.36M
- Simi Valley = $4.47M
- Stockton = $4.10M
- Sunnyvale = $5.38M
- Thousand Oaks = $4.66M
- Torrance = $4.78M
- Vallejo = $4.24M
- Ventura = $4.51M
- Visalia = $4.02M
Month First Achieved Financial Independence
- Anaheim = 70.42 Years (845 Months)
- Arden-Arcade = 59.17 Years (710 Months)
- Bakersfield = 51.75 Years (621 Months)
- Berkeley = 78.92 Years (947 Months)
- Burbank = 75.50 Years (906 Months)
- Carlsbad = 78.25 Years (939 Months)
- Chula Vista = 69.17 Years (830 Months)
- Concord = 66.33 Years (796 Months)
- Corona = 66.33 Years (796 Months)
- Costa Mesa = 76.42 Years (917 Months)
- Elk Grove = 64.92 Years (779 Months)
- Escondido = 69.25 Years (831 Months)
- Fontana = 61.25 Years (735 Months)
- Fremont = 76.58 Years (919 Months)
- Fresno = 51.75 Years (621 Months)
- Fullerton = 71.50 Years (858 Months)
- Garden Grove = 70.33 Years (844 Months)
- Hayward = 71.58 Years (859 Months)
- Huntington Beach = 77.33 Years (928 Months)
- Inglewood = 67.83 Years (814 Months)
- Irvine = 76.58 Years (919 Months)
- Lancaster = 57.17 Years (686 Months)
- Long Beach = 69.17 Years (830 Months)
- Los Angeles = 72.67 Years (872 Months)
- Modesto = 54.50 Years (654 Months)
- Moreno Valley = 59.25 Years (711 Months)
- Newport Beach = 89.50 Years (1074 Months)
- Oakland = 67.83 Years (814 Months)
- Oceanside = 69.17 Years (830 Months)
- Ontario = 54.58 Years (655 Months)
- Orange = 72.67 Years (872 Months)
- Oxnard = 66.50 Years (798 Months)
- Palmdale = 59.50 Years (714 Months)
- Pasadena = 77.42 Years (929 Months)
- Pomona = 63.17 Years (758 Months)
- Rancho Cucamonga = 67.92 Years (815 Months)
- Riverside = 63.17 Years (758 Months)
- Roseville = 64.92 Years (779 Months)
- Sacramento = 56.92 Years (683 Months)
- Salinas = 64.67 Years (776 Months)
- San Bernardino = 54.42 Years (653 Months)
- San Diego = 73.75 Years (885 Months)
- San Francisco = 76.42 Years (917 Months)
- San Jose = 75.75 Years (909 Months)
- San Mateo = 79.58 Years (955 Months)
- Santa Ana = 67.67 Years (812 Months)
- Santa Barbara = 83.83 Years (1006 Months)
- Santa Clara = 83.42 Years (1001 Months)
- Santa Clarita = 69.33 Years (832 Months)
- Santa Monica = 89.92 Years (1079 Months)
- Santa Rosa = 66.42 Years (797 Months)
- Simi Valley = 69.25 Years (831 Months)
- Stockton = 57.17 Years (686 Months)
- Sunnyvale = 83.33 Years (1000 Months)
- Thousand Oaks = 72.58 Years (871 Months)
- Torrance = 75.67 Years (908 Months)
- Vallejo = 61.25 Years (735 Months)
- Ventura = 69.00 Years (828 Months)
- Visalia = 51.75 Years (621 Months)
5% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
Net Worth at 40 Years
- Anaheim = $9.02M
- Arden-Arcade = $9.13M
- Bakersfield = $15.33M
- Berkeley = $8.90M
- Burbank = $8.77M
- Carlsbad = $9.72M
- Chula Vista = $7.12M
- Concord = $7.54M
- Corona = $10.91M
- Costa Mesa = $9.82M
- Elk Grove = $7.19M
- Escondido = $10.84M
- Fontana = $9.24M
- Fremont = $6.38M
- Fresno = $6.15M
- Fullerton = $7.17M
- Garden Grove = $7.87M
- Hayward = $7.88M
- Huntington Beach = $27.62M
- Inglewood = $15.01M
- Irvine = $11.74M
- Lancaster = $17.30M
- Long Beach = $6.18M
- Los Angeles = $13.56M
- Modesto = $14.70M
- Moreno Valley = $10.23M
- Newport Beach = $15.35M
- Oakland = $12.18M
- Oceanside = $13.17M
- Ontario = $29.43M
- Orange = $10.79M
- Oxnard = $12.19M
- Palmdale = $13.20M
- Pasadena = $10.95M
- Pomona = $11.78M
- Rancho Cucamonga = $6.92M
- Riverside = $9.00M
- Roseville = $7.51M
- Sacramento = $29.86M
- Salinas = $12.98M
- San Bernardino = $14.19M
- San Diego = $46.26M
- San Francisco = $15.38M
- San Jose = $6.99M
- San Mateo = $12.54M
- Santa Ana = $14.65M
- Santa Barbara = $7.06M
- Santa Clara = $4.70M
- Santa Clarita = $9.50M
- Santa Monica = $9.70M
- Santa Rosa = $13.25M
- Simi Valley = $6.98M
- Stockton = $12.53M
- Sunnyvale = $5.61M
- Thousand Oaks = $13.21M
- Torrance = $7.15M
- Vallejo = $10.85M
- Ventura = $10.05M
- Visalia = $17.10M
Month First Achieved Financial Independence
- Anaheim = 61.92 Years (743 Months)
- Arden-Arcade = 48.50 Years (582 Months)
- Bakersfield = 29.25 Years (351 Months)
- Berkeley = 70.83 Years (850 Months)
- Burbank = 68.42 Years (821 Months)
- Carlsbad = 68.75 Years (825 Months)
- Chula Vista = 66.33 Years (796 Months)
- Concord = 62.33 Years (748 Months)
- Corona = 51.25 Years (615 Months)
- Costa Mesa = 66.25 Years (795 Months)
- Elk Grove = 62.25 Years (747 Months)
- Escondido = 54.25 Years (651 Months)
- Fontana = 50.00 Years (600 Months)
- Fremont = 82.25 Years (987 Months)
- Fresno = 50.25 Years (603 Months)
- Fullerton = 69.25 Years (831 Months)
- Garden Grove = 65.50 Years (786 Months)
- Hayward = 66.92 Years (803 Months)
- Huntington Beach = 42.67 Years (512 Months)
- Inglewood = 46.25 Years (555 Months)
- Irvine = 60.25 Years (723 Months)
- Lancaster = 31.75 Years (381 Months)
- Long Beach = 72.50 Years (870 Months)
- Los Angeles = 51.92 Years (623 Months)
- Modesto = 33.50 Years (402 Months)
- Moreno Valley = 46.25 Years (555 Months)
- Newport Beach = 66.25 Years (795 Months)
- Oakland = 50.25 Years (603 Months)
- Oceanside = 49.25 Years (591 Months)
- Ontario = 14.92 Years (179 Months)
- Orange = 58.25 Years (699 Months)
- Oxnard = 48.25 Years (579 Months)
- Palmdale = 40.83 Years (490 Months)
- Pasadena = 63.25 Years (759 Months)
- Pomona = 46.25 Years (555 Months)
- Rancho Cucamonga = 66.42 Years (797 Months)
- Riverside = 53.83 Years (646 Months)
- Roseville = 61.25 Years (735 Months)
- Sacramento = 18.25 Years (219 Months)
- Salinas = 46.92 Years (563 Months)
- San Bernardino = 35.25 Years (423 Months)
- San Diego = 25.25 Years (303 Months)
- San Francisco = 53.17 Years (638 Months)
- San Jose = 77.25 Years (927 Months)
- San Mateo = 62.25 Years (747 Months)
- Santa Ana = 47.08 Years (565 Months)
- Santa Barbara = 90.25 Years (1083 Months)
- Santa Clara = 84.33 Years (1012 Months)
- Santa Clarita = 58.25 Years (699 Months)
- Santa Monica = 84.83 Years (1018 Months)
- Santa Rosa = 46.58 Years (559 Months)
- Simi Valley = 68.75 Years (825 Months)
- Stockton = 40.25 Years (483 Months)
- Sunnyvale = 77.42 Years (929 Months)
- Thousand Oaks = 53.25 Years (639 Months)
- Torrance = 74.25 Years (891 Months)
- Vallejo = 46.58 Years (559 Months)
- Ventura = 57.25 Years (687 Months)
- Visalia = 25.25 Years (303 Months)
10% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
Net Worth at 40 Years
- Anaheim = $5.32M
- Arden-Arcade = $5.38M
- Bakersfield = $8.58M
- Berkeley = $5.44M
- Burbank = $5.35M
- Carlsbad = $5.79M
- Chula Vista = $4.39M
- Concord = $4.68M
- Corona = $6.25M
- Costa Mesa = $5.90M
- Elk Grove = $4.41M
- Escondido = $6.08M
- Fontana = $5.47M
- Fremont = $4.55M
- Fresno = $4.20M
- Fullerton = $4.47M
- Garden Grove = $4.81M
- Hayward = $4.83M
- Huntington Beach = $12.31M
- Inglewood = $7.94M
- Irvine = $6.67M
- Lancaster = $10.00M
- Long Beach = $4.05M
- Los Angeles = $7.44M
- Modesto = $8.44M
- Moreno Valley = $5.85M
- Newport Beach = $8.93M
- Oakland = $6.73M
- Oceanside = $6.98M
- Ontario = $20.86M
- Orange = $6.13M
- Oxnard = $6.83M
- Palmdale = $7.14M
- Pasadena = $6.26M
- Pomona = $6.62M
- Rancho Cucamonga = $4.32M
- Riverside = $5.41M
- Roseville = $4.62M
- Sacramento = $16.94M
- Salinas = $7.09M
- San Bernardino = $7.86M
- San Diego = $26.95M
- San Francisco = $8.07M
- San Jose = $4.51M
- San Mateo = $7.01M
- Santa Ana = $7.75M
- Santa Barbara = $5.58M
- Santa Clara = $4.02M
- Santa Clarita = $5.60M
- Santa Monica = $7.25M
- Santa Rosa = $7.22M
- Simi Valley = $4.36M
- Stockton = $6.90M
- Sunnyvale = $4.74M
- Thousand Oaks = $7.14M
- Torrance = $4.63M
- Vallejo = $6.34M
- Ventura = $5.82M
- Visalia = $10.55M
Month First Achieved Financial Independence
- Anaheim = 75.25 Years (903 Months)
- Arden-Arcade = 60.25 Years (723 Months)
- Bakersfield = 38.25 Years (459 Months)
- Berkeley = 88.25 Years (1059 Months)
- Burbank = 83.83 Years (1006 Months)
- Carlsbad = 83.25 Years (999 Months)
- Chula Vista = 81.75 Years (981 Months)
- Concord = 76.25 Years (915 Months)
- Corona = 65.25 Years (783 Months)
- Costa Mesa = 80.33 Years (964 Months)
- Elk Grove = 75.58 Years (907 Months)
- Escondido = 69.25 Years (831 Months)
- Fontana = 62.25 Years (747 Months)
- Fremont = 72.42 Years (869 Months)
- Fresno = 60.25 Years (723 Months)
- Fullerton = 87.25 Years (1047 Months)
- Garden Grove = 80.25 Years (963 Months)
- Hayward = 82.25 Years (987 Months)
- Huntington Beach = 56.33 Years (676 Months)
- Inglewood = 59.33 Years (712 Months)
- Irvine = 75.25 Years (903 Months)
- Lancaster = 44.25 Years (531 Months)
- Long Beach = 88.42 Years (1061 Months)
- Los Angeles = 67.42 Years (809 Months)
- Modesto = 44.25 Years (531 Months)
- Moreno Valley = 59.08 Years (709 Months)
- Newport Beach = 84.25 Years (1011 Months)
- Oakland = 65.25 Years (783 Months)
- Oceanside = 65.25 Years (783 Months)
- Ontario = 23.00 Years (276 Months)
- Orange = 73.25 Years (879 Months)
- Oxnard = 62.75 Years (753 Months)
- Palmdale = 53.25 Years (639 Months)
- Pasadena = 78.17 Years (938 Months)
- Pomona = 60.25 Years (723 Months)
- Rancho Cucamonga = 82.25 Years (987 Months)
- Riverside = 66.25 Years (795 Months)
- Roseville = 74.17 Years (890 Months)
- Sacramento = 32.25 Years (387 Months)
- Salinas = 59.08 Years (709 Months)
- San Bernardino = 44.25 Years (531 Months)
- San Diego = 37.83 Years (454 Months)
- San Francisco = 68.25 Years (819 Months)
- San Jose = 94.25 Years (1131 Months)
- San Mateo = 78.33 Years (940 Months)
- Santa Ana = 59.25 Years (711 Months)
- Santa Barbara = 77.00 Years (924 Months)
- Santa Clara = 88.08 Years (1057 Months)
- Santa Clarita = 71.25 Years (855 Months)
- Santa Monica = 78.33 Years (940 Months)
- Santa Rosa = 61.25 Years (735 Months)
- Simi Valley = 84.08 Years (1009 Months)
- Stockton = 50.75 Years (609 Months)
- Sunnyvale = 82.08 Years (985 Months)
- Thousand Oaks = 67.75 Years (813 Months)
- Torrance = 91.67 Years (1100 Months)
- Vallejo = 58.33 Years (700 Months)
- Ventura = 72.25 Years (867 Months)
- Visalia = 37.17 Years (446 Months)
Pay off mortgages early when Nomading™ with any excess cash.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
Net Worth at 40 Years
- Anaheim = $6.38M
- Arden-Arcade = $5.85M
- Bakersfield = $6.08M
- Berkeley = $6.94M
- Burbank = $6.66M
- Carlsbad = $7.19M
- Chula Vista = $5.55M
- Concord = $5.66M
- Corona = $6.75M
- Costa Mesa = $7.20M
- Elk Grove = $5.39M
- Escondido = $6.73M
- Fontana = $6.06M
- Fremont = $5.31M
- Fresno = $4.76M
- Fullerton = $5.66M
- Garden Grove = $5.96M
- Hayward = $6.01M
- Huntington Beach = $10.85M
- Inglewood = $7.59M
- Irvine = $7.85M
- Lancaster = $7.17M
- Long Beach = $5.12M
- Los Angeles = $7.93M
- Modesto = $6.64M
- Moreno Valley = $6.04M
- Newport Beach = $11.14M
- Oakland = $7.10M
- Oceanside = $7.30M
- Ontario = $7.38M
- Orange = $7.17M
- Oxnard = $6.87M
- Palmdale = $6.39M
- Pasadena = $7.53M
- Pomona = $6.57M
- Rancho Cucamonga = $5.40M
- Riverside = $5.89M
- Roseville = $5.51M
- Sacramento = $7.88M
- Salinas = $7.15M
- San Bernardino = $6.61M
- San Diego = $13.28M
- San Francisco = $8.86M
- San Jose = $5.77M
- San Mateo = $8.42M
- Santa Ana = $7.65M
- Santa Barbara = $6.29M
- Santa Clara = $4.41M
- Santa Clarita = $6.46M
- Santa Monica = $8.26M
- Santa Rosa = $7.11M
- Simi Valley = $5.48M
- Stockton = $6.19M
- Sunnyvale = $5.26M
- Thousand Oaks = $7.81M
- Torrance = $5.88M
- Vallejo = $6.39M
- Ventura = $6.64M
- Visalia = $6.17M
Month First Achieved Financial Independence
- Anaheim = 56.50 Years (678 Months)
- Arden-Arcade = 47.00 Years (564 Months)
- Bakersfield = 36.92 Years (443 Months)
- Berkeley = 63.67 Years (764 Months)
- Burbank = 60.83 Years (730 Months)
- Carlsbad = 61.92 Years (743 Months)
- Chula Vista = 58.50 Years (702 Months)
- Concord = 55.00 Years (660 Months)
- Corona = 50.92 Years (611 Months)
- Costa Mesa = 59.92 Years (719 Months)
- Elk Grove = 54.75 Years (657 Months)
- Escondido = 54.00 Years (648 Months)
- Fontana = 48.25 Years (579 Months)
- Fremont = 68.00 Years (816 Months)
- Fresno = 44.25 Years (531 Months)
- Fullerton = 60.50 Years (726 Months)
- Garden Grove = 58.08 Years (697 Months)
- Hayward = 59.17 Years (710 Months)
- Huntington Beach = 51.08 Years (613 Months)
- Inglewood = 49.75 Years (597 Months)
- Irvine = 57.92 Years (695 Months)
- Lancaster = 40.92 Years (491 Months)
- Long Beach = 60.58 Years (727 Months)
- Los Angeles = 53.58 Years (643 Months)
- Modesto = 39.00 Years (468 Months)
- Moreno Valley = 46.42 Years (557 Months)
- Newport Beach = 63.92 Years (767 Months)
- Oakland = 51.25 Years (615 Months)
- Oceanside = 52.00 Years (624 Months)
- Ontario = 33.75 Years (405 Months)
- Orange = 55.92 Years (671 Months)
- Oxnard = 50.67 Years (608 Months)
- Palmdale = 45.58 Years (547 Months)
- Pasadena = 59.83 Years (718 Months)
- Pomona = 48.42 Years (581 Months)
- Rancho Cucamonga = 57.83 Years (694 Months)
- Riverside = 50.92 Years (611 Months)
- Roseville = 54.25 Years (651 Months)
- Sacramento = 35.08 Years (421 Months)
- Salinas = 47.92 Years (575 Months)
- San Bernardino = 38.83 Years (466 Months)
- San Diego = 43.33 Years (520 Months)
- San Francisco = 54.83 Years (658 Months)
- San Jose = 64.83 Years (778 Months)
- San Mateo = 59.42 Years (713 Months)
- Santa Ana = 49.33 Years (592 Months)
- Santa Barbara = 72.75 Years (873 Months)
- Santa Clara = 84.83 Years (1018 Months)
- Santa Clarita = 55.00 Years (660 Months)
- Santa Monica = 73.75 Years (885 Months)
- Santa Rosa = 49.92 Years (599 Months)
- Simi Valley = 58.92 Years (707 Months)
- Stockton = 43.92 Years (527 Months)
- Sunnyvale = 78.17 Years (938 Months)
- Thousand Oaks = 53.83 Years (646 Months)
- Torrance = 64.25 Years (771 Months)
- Vallejo = 47.08 Years (565 Months)
- Ventura = 54.00 Years (648 Months)
- Visalia = 36.33 Years (436 Months)
25% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Anaheim = $6.04M
- Arden-Arcade = $6.44M
- Bakersfield = $11.17M
- Berkeley = $5.88M
- Burbank = $5.88M
- Carlsbad = $6.21M
- Chula Vista = $5.12M
- Concord = $5.41M
- Corona = $6.78M
- Costa Mesa = $6.14M
- Elk Grove = $5.16M
- Escondido = $6.50M
- Fontana = $6.44M
- Fremont = $5.00M
- Fresno = $5.21M
- Fullerton = $5.23M
- Garden Grove = $5.62M
- Hayward = $5.52M
- Huntington Beach = $10.06M
- Inglewood = $8.28M
- Irvine = $6.96M
- Lancaster = $11.62M
- Long Beach = $4.81M
- Los Angeles = $7.29M
- Modesto = $11.10M
- Moreno Valley = $6.91M
- Newport Beach = $8.02M
- Oakland = $7.33M
- Oceanside = $7.35M
- Ontario = $15.95M
- Orange = $6.50M
- Oxnard = $7.40M
- Palmdale = $8.57M
- Pasadena = $6.47M
- Pomona = $7.37M
- Rancho Cucamonga = $5.11M
- Riverside = $6.13M
- Roseville = $5.40M
- Sacramento = $16.23M
- Salinas = $7.89M
- San Bernardino = $10.57M
- San Diego = $19.12M
- San Francisco = $7.61M
- San Jose = $5.21M
- San Mateo = $7.07M
- Santa Ana = $8.15M
- Santa Barbara = $5.49M
- Santa Clara = $3.81M
- Santa Clarita = $6.11M
- Santa Monica = $6.88M
- Santa Rosa = $7.82M
- Simi Valley = $5.09M
- Stockton = $8.32M
- Sunnyvale = $4.67M
- Thousand Oaks = $7.18M
- Torrance = $5.31M
- Vallejo = $7.22M
- Ventura = $6.34M
- Visalia = $11.87M
Month First Achieved Financial Independence
- Anaheim = 69.25 Years (831 Months)
- Arden-Arcade = 55.58 Years (667 Months)
- Bakersfield = 33.25 Years (399 Months)
- Berkeley = 81.92 Years (983 Months)
- Burbank = 78.25 Years (939 Months)
- Carlsbad = 77.50 Years (930 Months)
- Chula Vista = 76.00 Years (912 Months)
- Concord = 70.25 Years (843 Months)
- Corona = 60.25 Years (723 Months)
- Costa Mesa = 75.33 Years (904 Months)
- Elk Grove = 69.75 Years (837 Months)
- Escondido = 63.25 Years (759 Months)
- Fontana = 57.00 Years (684 Months)
- Fremont = 90.92 Years (1091 Months)
- Fresno = 56.25 Years (675 Months)
- Fullerton = 79.25 Years (951 Months)
- Garden Grove = 74.25 Years (891 Months)
- Hayward = 75.33 Years (904 Months)
- Huntington Beach = 55.25 Years (663 Months)
- Inglewood = 54.25 Years (651 Months)
- Irvine = 68.58 Years (823 Months)
- Lancaster = 38.25 Years (459 Months)
- Long Beach = 80.25 Years (963 Months)
- Los Angeles = 62.25 Years (747 Months)
- Modesto = 38.17 Years (458 Months)
- Moreno Valley = 53.25 Years (639 Months)
- Newport Beach = 79.58 Years (955 Months)
- Oakland = 58.25 Years (699 Months)
- Oceanside = 59.25 Years (711 Months)
- Ontario = 22.92 Years (275 Months)
- Orange = 67.25 Years (807 Months)
- Oxnard = 56.67 Years (680 Months)
- Palmdale = 46.25 Years (555 Months)
- Pasadena = 73.25 Years (879 Months)
- Pomona = 54.25 Years (651 Months)
- Rancho Cucamonga = 74.25 Years (891 Months)
- Riverside = 60.25 Years (723 Months)
- Roseville = 68.25 Years (819 Months)
- Sacramento = 27.17 Years (326 Months)
- Salinas = 53.25 Years (639 Months)
- San Bernardino = 38.33 Years (460 Months)
- San Diego = 37.42 Years (449 Months)
- San Francisco = 64.25 Years (771 Months)
- San Jose = 85.25 Years (1023 Months)
- San Mateo = 71.58 Years (859 Months)
- Santa Ana = 55.25 Years (663 Months)
- Santa Barbara = 100.00 Years (1200 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 66.00 Years (792 Months)
- Santa Monica = 96.83 Years (1162 Months)
- Santa Rosa = 54.83 Years (658 Months)
- Simi Valley = 75.83 Years (910 Months)
- Stockton = 45.42 Years (545 Months)
- Sunnyvale = 0.00 Years (0 Months)
- Thousand Oaks = 63.42 Years (761 Months)
- Torrance = 83.75 Years (1005 Months)
- Vallejo = 53.25 Years (639 Months)
- Ventura = 65.25 Years (783 Months)
- Visalia = 31.25 Years (375 Months)
Pay off mortgages in full early when Nomading™.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
Net Worth at 40 Years
- Anaheim = $7.22M
- Arden-Arcade = $7.12M
- Bakersfield = $11.54M
- Berkeley = $7.09M
- Burbank = $6.93M
- Carlsbad = $7.62M
- Chula Vista = $5.67M
- Concord = $6.17M
- Corona = $8.64M
- Costa Mesa = $7.70M
- Elk Grove = $5.78M
- Escondido = $8.45M
- Fontana = $7.35M
- Fremont = $5.21M
- Fresno = $5.25M
- Fullerton = $5.76M
- Garden Grove = $6.25M
- Hayward = $6.27M
- Huntington Beach = $19.76M
- Inglewood = $11.69M
- Irvine = $9.10M
- Lancaster = $13.37M
- Long Beach = $5.11M
- Los Angeles = $10.58M
- Modesto = $11.76M
- Moreno Valley = $8.13M
- Newport Beach = $11.92M
- Oakland = $9.45M
- Oceanside = $10.07M
- Ontario = $27.56M
- Orange = $8.56M
- Oxnard = $9.76M
- Palmdale = $10.33M
- Pasadena = $8.32M
- Pomona = $9.36M
- Rancho Cucamonga = $5.62M
- Riverside = $7.12M
- Roseville = $6.10M
- Sacramento = $24.27M
- Salinas = $10.05M
- San Bernardino = $11.32M
- San Diego = $37.39M
- San Francisco = $11.65M
- San Jose = $5.77M
- San Mateo = $9.59M
- Santa Ana = $11.14M
- Santa Barbara = $6.29M
- Santa Clara = $4.41M
- Santa Clarita = $7.58M
- Santa Monica = $8.26M
- Santa Rosa = $10.48M
- Simi Valley = $5.60M
- Stockton = $10.09M
- Sunnyvale = $5.26M
- Thousand Oaks = $10.00M
- Torrance = $5.89M
- Vallejo = $8.64M
- Ventura = $7.80M
- Visalia = $13.78M
Month First Achieved Financial Independence
- Anaheim = 61.75 Years (741 Months)
- Arden-Arcade = 50.08 Years (601 Months)
- Bakersfield = 29.25 Years (351 Months)
- Berkeley = 73.00 Years (876 Months)
- Burbank = 70.08 Years (841 Months)
- Carlsbad = 69.08 Years (829 Months)
- Chula Vista = 69.25 Years (831 Months)
- Concord = 62.67 Years (752 Months)
- Corona = 51.58 Years (619 Months)
- Costa Mesa = 67.42 Years (809 Months)
- Elk Grove = 62.25 Years (747 Months)
- Escondido = 55.25 Years (663 Months)
- Fontana = 50.83 Years (610 Months)
- Fremont = 84.33 Years (1012 Months)
- Fresno = 50.50 Years (606 Months)
- Fullerton = 72.25 Years (867 Months)
- Garden Grove = 66.33 Years (796 Months)
- Hayward = 67.50 Years (810 Months)
- Huntington Beach = 43.50 Years (522 Months)
- Inglewood = 46.25 Years (555 Months)
- Irvine = 60.67 Years (728 Months)
- Lancaster = 31.25 Years (375 Months)
- Long Beach = 74.17 Years (890 Months)
- Los Angeles = 53.00 Years (636 Months)
- Modesto = 33.25 Years (399 Months)
- Moreno Valley = 46.25 Years (555 Months)
- Newport Beach = 68.00 Years (816 Months)
- Oakland = 50.67 Years (608 Months)
- Oceanside = 50.50 Years (606 Months)
- Ontario = 15.83 Years (190 Months)
- Orange = 58.50 Years (702 Months)
- Oxnard = 48.33 Years (580 Months)
- Palmdale = 40.67 Years (488 Months)
- Pasadena = 64.58 Years (775 Months)
- Pomona = 46.67 Years (560 Months)
- Rancho Cucamonga = 67.25 Years (807 Months)
- Riverside = 54.25 Years (651 Months)
- Roseville = 60.25 Years (723 Months)
- Sacramento = 20.50 Years (246 Months)
- Salinas = 47.42 Years (569 Months)
- San Bernardino = 34.25 Years (411 Months)
- San Diego = 26.33 Years (316 Months)
- San Francisco = 54.25 Years (651 Months)
- San Jose = 77.25 Years (927 Months)
- San Mateo = 63.25 Years (759 Months)
- Santa Ana = 47.25 Years (567 Months)
- Santa Barbara = 91.75 Years (1101 Months)
- Santa Clara = 84.83 Years (1018 Months)
- Santa Clarita = 58.50 Years (702 Months)
- Santa Monica = 87.25 Years (1047 Months)
- Santa Rosa = 47.08 Years (565 Months)
- Simi Valley = 69.25 Years (831 Months)
- Stockton = 39.25 Years (471 Months)
- Sunnyvale = 78.17 Years (938 Months)
- Thousand Oaks = 54.33 Years (652 Months)
- Torrance = 77.00 Years (924 Months)
- Vallejo = 47.08 Years (565 Months)
- Ventura = 58.25 Years (699 Months)
- Visalia = 25.75 Years (309 Months)
20% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Anaheim = $5.81M
- Arden-Arcade = $6.18M
- Bakersfield = $11.36M
- Berkeley = $5.73M
- Burbank = $5.81M
- Carlsbad = $6.14M
- Chula Vista = $5.04M
- Concord = $5.34M
- Corona = $6.83M
- Costa Mesa = $6.06M
- Elk Grove = $5.16M
- Escondido = $6.49M
- Fontana = $6.33M
- Fremont = $4.83M
- Fresno = $4.89M
- Fullerton = $5.13M
- Garden Grove = $5.31M
- Hayward = $5.37M
- Huntington Beach = $10.75M
- Inglewood = $8.16M
- Irvine = $6.97M
- Lancaster = $11.90M
- Long Beach = $4.66M
- Los Angeles = $7.36M
- Modesto = $11.13M
- Moreno Valley = $6.66M
- Newport Beach = $8.01M
- Oakland = $7.13M
- Oceanside = $7.40M
- Ontario = $18.62M
- Orange = $6.48M
- Oxnard = $7.26M
- Palmdale = $8.29M
- Pasadena = $6.43M
- Pomona = $7.23M
- Rancho Cucamonga = $4.88M
- Riverside = $5.96M
- Roseville = $5.30M
- Sacramento = $17.77M
- Salinas = $7.74M
- San Bernardino = $10.81M
- San Diego = $22.26M
- San Francisco = $7.80M
- San Jose = $5.06M
- San Mateo = $7.06M
- Santa Ana = $8.03M
- Santa Barbara = $5.41M
- Santa Clara = $3.64M
- Santa Clarita = $6.09M
- Santa Monica = $6.61M
- Santa Rosa = $7.84M
- Simi Valley = $4.99M
- Stockton = $8.24M
- Sunnyvale = $4.27M
- Thousand Oaks = $7.21M
- Torrance = $5.16M
- Vallejo = $7.18M
- Ventura = $6.28M
- Visalia = $12.46M
Month First Achieved Financial Independence
- Anaheim = 72.25 Years (867 Months)
- Arden-Arcade = 58.00 Years (696 Months)
- Bakersfield = 34.58 Years (415 Months)
- Berkeley = 84.33 Years (1012 Months)
- Burbank = 79.58 Years (955 Months)
- Carlsbad = 78.75 Years (945 Months)
- Chula Vista = 78.25 Years (939 Months)
- Concord = 71.25 Years (855 Months)
- Corona = 60.58 Years (727 Months)
- Costa Mesa = 77.83 Years (934 Months)
- Elk Grove = 70.25 Years (843 Months)
- Escondido = 65.17 Years (782 Months)
- Fontana = 59.25 Years (711 Months)
- Fremont = 93.25 Years (1119 Months)
- Fresno = 59.25 Years (711 Months)
- Fullerton = 82.00 Years (984 Months)
- Garden Grove = 76.25 Years (915 Months)
- Hayward = 78.00 Years (936 Months)
- Huntington Beach = 55.25 Years (663 Months)
- Inglewood = 55.83 Years (670 Months)
- Irvine = 70.33 Years (844 Months)
- Lancaster = 37.50 Years (450 Months)
- Long Beach = 83.25 Years (999 Months)
- Los Angeles = 63.33 Years (760 Months)
- Modesto = 38.25 Years (459 Months)
- Moreno Valley = 54.33 Years (652 Months)
- Newport Beach = 81.25 Years (975 Months)
- Oakland = 59.58 Years (715 Months)
- Oceanside = 60.00 Years (720 Months)
- Ontario = 21.83 Years (262 Months)
- Orange = 69.25 Years (831 Months)
- Oxnard = 57.75 Years (693 Months)
- Palmdale = 48.25 Years (579 Months)
- Pasadena = 75.25 Years (903 Months)
- Pomona = 55.50 Years (666 Months)
- Rancho Cucamonga = 77.25 Years (927 Months)
- Riverside = 62.25 Years (747 Months)
- Roseville = 69.25 Years (831 Months)
- Sacramento = 26.25 Years (315 Months)
- Salinas = 55.92 Years (671 Months)
- San Bernardino = 40.25 Years (483 Months)
- San Diego = 37.25 Years (447 Months)
- San Francisco = 65.67 Years (788 Months)
- San Jose = 87.75 Years (1053 Months)
- San Mateo = 74.25 Years (891 Months)
- Santa Ana = 57.08 Years (685 Months)
- Santa Barbara = 0.00 Years (0 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 67.92 Years (815 Months)
- Santa Monica = 0.00 Years (0 Months)
- Santa Rosa = 56.25 Years (675 Months)
- Simi Valley = 78.25 Years (939 Months)
- Stockton = 47.25 Years (567 Months)
- Sunnyvale = 0.00 Years (0 Months)
- Thousand Oaks = 64.08 Years (769 Months)
- Torrance = 87.08 Years (1045 Months)
- Vallejo = 54.42 Years (653 Months)
- Ventura = 67.25 Years (807 Months)
- Visalia = 31.25 Years (375 Months)
More Model Comparisons for California
The following are the various scenarios we ran summarized with California cities highlighted.
- Is it better to put 20% down or 25% down when buying rentals? - First, we buy an owner-occupant property with 5% down then we start buying rental properties. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down or 25% down when buying rentals when you don't buy an owner-occupant property first? - We start buying rental properties immediately... even before we buy an owner-occupant property. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 20% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy.
- When Nomading™ should you consider selling ALL your rentals if it means you'd be able to invest in stocks, bonds or something else and live off these investments using a Safe Withdrawal Rate instead of the cash flow from rentals? - You could acquire a portfolio of rentals utilizing the Nomad™ real estate investing strategy and wait for the cash flow to be great enough for you to be able to achieve financial independence from the cash flow. But, what about the equity in your properties? Would it be better for you to sell off all the rentals and take the net proceeds after all the expenses and invest that in something else. Then, live off these other investments using a Safe Withdrawal Rate?
- Is it better to put 25% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 25% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy. 25% down has a slighter better interest rate than 20% down.
- Is it better to buy 20% down rentals or invest in stocks? - See how buying 20% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to buy 25% down rentals or invest in stocks? - See how buying 25% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or invest in stocks? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy a single owner-occupant with 5% down then buy up to 9 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying just one owner-occupant with 5% down then buying up to 9 rentals all cash as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy up to 10 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying up to 10 rentals all cash as we model it across the US in over 300 cities.
- Is it better to buy rentals with 20% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 20% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to buy rentals with 25% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 25% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to pay off rentals when Nomading™ early with extra cash flow or only pay them off in full? - When you're Nomading™, should you pay off mortgages early? Specifically, is it better to take any excess cash and pay off rentals early with any excess cash you have or wait until you've saved up enough where you pay off the mortgage in full and keep the excess money in the stock market while you're waiting. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals early with extra cash flow or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties early with extra flow? See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals in full early or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties in full early? You keep your money invested in the stock market until you have enough to pay off the lowest balance mortgage. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off your owner-occupant mortgage when Nomading™? - Is it better to pay off your owner-occupant mortgage when Nomading™ if that means you're financially independent? Or, should you just do traditional Nomad™ without paying off your owner-occupant property early? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 20% down payment rentals or keep renting instead? - When you're buying 20% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 25% down payment rentals or keep renting instead? - When you're buying 25% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 20% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 20% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 25% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 25% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 5% discount when buying or get 5% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 5% discount? Or, is it better to focus on finding a property where you can get 5% better rents? Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 10% discount when buying or get 10% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 10% discount? Or, is it better to focus on finding a property where you can get 10% better rents? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 5% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 5% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 10% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 10% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 5% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 5% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 10% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 10% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 5% discount or get .25% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 5% discount? Or, is it better to focus on being able to negotiate getting a .25% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 10% discount or get .5% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 10% discount? Or, is it better to focus on being able to negotiate getting a .5% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% less income? - As a Nomad™ what is the impact of earning 10% less income? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% more income? - As a Nomad™ what is the impact of earning 10% more income? Explore this comparison as we model it across the US in over 300 cities.
Specific Strategy Summaries for California Cities
The following are the various scenarios we ran summarized with California cities highlighted.
Check out how these reports summarizing how a particular strategy performed across all states:
- 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
- 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
- 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
- .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
- Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
- 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
- Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
- 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
- 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
- Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
- .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
- 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
- Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
- 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
- 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
- Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
- 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
- Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
- Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
- 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
- Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
- Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
- Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
- 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
- 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
- .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
- .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
- No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
- 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
- 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
- Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
- 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
- Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
- 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Detailed California City-Specific Modeling
Check out the detailed modeling for these California cities.
AnaheimArden-Arcade
Bakersfield
Berkeley
Burbank
Carlsbad
Chula Vista
Concord
Corona
Costa Mesa
Elk Grove
Escondido
Fontana
Fremont
Fresno
Fullerton
Garden Grove
Hayward
Huntington Beach
Inglewood
Irvine
Lancaster
Long Beach
Los Angeles
Modesto
Moreno Valley
Newport Beach
Oakland
Oceanside
Orange
Oxnard
Palmdale
Pasadena
Pomona
Rancho Cucamonga
Riverside
Roseville
Sacramento
Salinas
San Bernardino
San Diego
San Francisco
San Jose
San Mateo
Santa Ana
Santa Barbara
Santa Clara
Santa Clarita
Santa Monica
Santa Rosa
Simi Valley
Stockton
Sunnyvale
Thousand Oaks
Torrance
Vallejo
Ventura
Visalia
Ontario